{"id":169,"date":"2017-10-19T00:12:25","date_gmt":"2017-10-19T00:12:25","guid":{"rendered":"https:\/\/kobotalk.com\/?p=169"},"modified":"2024-12-17T16:13:27","modified_gmt":"2024-12-17T16:13:27","slug":"accounting-software-for-small-businesses","status":"publish","type":"post","link":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/","title":{"rendered":"20 Free Accounting Software For Small Businesses"},"content":{"rendered":"Reading Time: <\/span> 6<\/span> minutes<\/span><\/span>
<\/div>\n

<\/g><\/svg><\/i> \"Loading\"

<\/div>\n

Insufficient finance and lack of finance skills are usually two reasons why many small businesses don’t keep adequate records.\u00a0 And lack of proper record keeping is one of the common reasons for high incidence of businessfailure.<\/a>\u00a0 In this post, I will show you 20 free accounting software for small businesses which any small business owner can access to keep proper records.<\/p>\n

You need not invest in servers and they are so simple that you need not be an accountant to use them.\u00a0<\/span><\/p>\n

20 Free Accounting Software for Small Businesses.<\/h2>\n

Some of the software are available online so all you need do is visit the vendor website, create an account and you are good to go.\u00a0 Others will require you download them onto your desktop and just click the buttons to install.<\/span><\/p>\n

#1. LedgerLite<\/h3>\n

The developers of this software pride LedgerLite as the world\u2019s simplest accounting software that is easier, faster, better, more reliable than other accounting software including Quickbooks, Xero, MYOB, etc.\u00a0 What more it is free. \u00a0Ledgerlite uses standard double entry book keeping. \u00a0Some of its features include cashbook, general ledger, and inventory, chart of accounts, final accounts, and online help.\u00a0 Upgrade to ledgerPlus for additional features if you so desire.<\/p>\n

#2. Wave<\/h3>\n

This is one of the most popular free accounting software available with over 2 million users globally.\u00a0 It is cloud based so you can get started in minutes by just creating an account on their secured website.<\/p>\n

Wave provides you with a complete double entry book keeping tool and features that allow you connect your bank accounts, sync your expenses and balance your books for management reporting and tax purposes. \u00a0Wave is designed for small businesses and non-accountants in mind.<\/p>\n

#3. Zip Books<\/h3>\n

This is a complete accounting software that allows you take control of your book keeping function.\u00a0 Zip Books gives you full double entry book keeping, unlimited invoicing and allows you process credit card transactions.\u00a0 You can connect and manage one bank account.<\/p>\n

The Zip Books free license is absolutely suitable for a small business.\u00a0 However, you get the best intelligence with the premium version.<\/p>\n

#4. Slickpie<\/h3>\n

An all in one online accounting tool for small businesses, Slickpie enables you to integrate payment gateway, live bank feeds, complete double entry records, invoicing, automated receipts, multicurrency, billing, financial reports and many more. Start with a free starter pack and migrate to the premium package as your business grows.<\/p>\n

#5. Manager<\/h3>\n

This is free accounting software developed with small businesses in mind.\u00a0 It allows you track your transactions from source documents to your general ledger, including cash management, bank reconciliation and inventory management up to final accounts.\u00a0 Manager is available in desktop, cloud and server editions. While the desktop and online editions are absolutely free, the server edition comes with a onetime fee of US$299.<\/p>\n

#6. Quick File<\/h3>\n

This cloud based accounting tool is simple, fast and intuitive and can be used by persons with little or no accounting background.\u00a0 Some of its features include automatic bank feeds and fully trackable invoicing.\u00a0 However support is available only to UK based businesses.<\/p>\n

#7. Brightbook<\/h3>\n

Arguably world\u2019s most loved free online accounting tool used all over the world.\u00a0 It offers a perfect, secured, stress-free, unlimited book keeping solutions for small businesses, freelancers, professional service providers, contractors and many more.<\/p>\n

With Brightbook, book keeping is easy and less time consuming. Simply create and account for free and start using the tool.<\/p>\n

#9. Pandle<\/h3>\n

Pandle is a free cloud based accounting solution that provides you with everything you need to manage the money side of your business.\u00a0 From bank reconciliation, expense tracking, invoicing to payroll and tax computations,<\/p>\n

Pandle has become just the accounting tool for small businesses across the UK. It allows unlimited user permissions; multicurrency and report capabilities that enable you analyze your business health on the go.<\/p>\n

#9. Accounter<\/h3>\n

Log-in from anywhere to track your business, know where your money is coming from and where it is going, issue invoices, control you bank and credit card transactions and see performance of your business in simple but comprehensive reports.\u00a0 Customize your brand with Accounter, manage inventory, payment and receipts, this cloud based, free accounting tool, makes record keeping as simple as a b c.<\/p>\n

#10. GNUCash<\/h3>\n

GNUCash is a free desktop accounting solution compatible with Windows, Mac, Linux and Solaris.\u00a0 It is a personal accounting tool suitable for small businesses designed to help you keep your records based on double entry principles and produce periodic reports and financial statements to measure performance.<\/p>\n

#11. Express Accounts<\/h3>\n

The free version of Express Accounts is available for small businesses employing less than 5 people. Larger businesses with more elaborate accounting needs will have to migrate to the premium edition.<\/p>\n

This tool provides double entry book keeping solutions and helps keep account receivable, account payable, inventory and financial reporting.<\/p>\n

The free version does not expire but does not have some features available on the paid edition.\u00a0 Express Accounts It is easy to download and work on Mac and Windows.<\/p>\n

#12. Banana Accounting<\/h3>\n

This desktop software can run on most Operating Systems and it is easy to download and use without fuse.\u00a0 Banana accounting is a professional accounting software designed for small and medium businesses operating in different industries including not for profit organizations.<\/p>\n

The free version is available for use without any time limit but transactions you can process using the free version is limited to 70.\u00a0 To use the full capability, migrate to the paid edition.<\/p>\n

#13. TurboCash.7<\/h3>\n

TurboCash.7\u00a0 is a free accounting software that has been available and serving small and medium sized businesses since 1985. You set up as your need dictates but it generally supports inventory, general ledger, cash book and your complete double entry book keeping.<\/p>\n

Download for free and use as you like.\u00a0 However, you pay your consultant for support since turbocash is open source software with no central call centre.<\/p>\n

#14. VT Cash Book<\/h3>\n

VT Cash Book is a free accounting software that provides adequate book keeping solution to small and medium businesses in any industry.\u00a0 The free edition focusses on processing cash transactions, more or less your cash book.<\/p>\n

It supports multiple bank accounts, bank reconciliation, VAT returns, Profit and Loss, Balance Sheet and general ledger.\u00a0 For a full double entry accounting, get the paid edition.\u00a0 A desktop accounting tool, VT Cash Book, is robust, yet friendly and can be used in a network environment.<\/p>\n

#15. Adminsoft Accounts<\/h3>\n

This completely free web-based tool provides you with a complete double entry accounting system.\u00a0 You may not need any additional tool to keep and manage your financial records.\u00a0 This is because Adminsoft has modules for many accounting functions.\u00a0 Acount receivables, account payable, general ledger, inventory control, purchase order processing, invoicing as well as payroll.<\/p>\n

Adminsoft Accounts is multi-user, global, multi-currency, suitable for by different business types.\u00a0 It runs on windows, mac and linux.\u00a0 The tool is browser based but you do not need to have internet connection to use it.<\/p>\n

#16. xTuple Post Books<\/h3>\n

An open source app that comes fully loaded with double entry accounting capabilities, xTuple Books have modules to suit different business or industry type.\u00a0 So whether you are a trading, manufacturing, distributive or service enterprise, there is a Post Books module that is designed to help you handle your book keeping and accounting tasks.<\/p>\n

xTuple Post Books is a bit heavy and may require the services of a professional to install.\u00a0 Again, the free license comes without specialized support but the strong online community can be a great source of help when the need arises.<\/p>\n

#17. Front Accounting<\/h3>\n

Front Accounting is a popular web based ERP tool that is simple but powerful.\u00a0 It incorporates sales ledger, purchases ledger, general ledger, inventory, fixed asset and journal entry.<\/p>\n

#18. Ledger SMB<\/h3>\n

This is free accounting software, is also an open source ERP and CRM tool available in about 45 languages with capabilities for keeping full double entry accounting system.<\/p>\n

Ledger SMB is a complete tool for order processing, invoicing, account receivables, account payable, general ledger, inventory management, fixed asset accounting and many more.\u00a0 To enjoy support, download the most recent version of Ledger SMB<\/p>\n

#19. ApacheOFBiz<\/h3>\n

This is a free and open source accounting and ERP business application flexible enough to be used in different types of industries.\u00a0 The accounting capabilities enable you to maintain general ledger, account receivable, account payable, fixed asset, inventory, manufacturing and eCommerce.<\/p>\n

#20. Onestep Accounting<\/h3>\n

This free accounting software comes with the entire standard accounting features that enable you track records of transactions from source documents to the final accounts.\u00a0 The free license (standard edition 4.0) features include inventory management, general ledger and reporting tool.\u00a0 Unlock advanced features with the premium license.<\/p>\n

Now you have it, 20 free accounting software for small businesses.<\/a><\/p>\n

Wait!<\/p>\n

What happens to the security of your data? You would ask.<\/p>\n

The free accounting software or tools reviewed here encrypt your data using a secure HTTP connection, the same technology used by banks to encrypt data on their website, so you need not worry.<\/p>\n

Have you ever used any free accounting software or know anyone who has? Share the experience with us.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Reading Time: <\/span> 6<\/span> minutes<\/span><\/span>Insufficient finance and lack of finance skills are usually two reasons why many small businesses don’t keep adequate records.\u00a0 And lack of proper record keeping is one of the common reasons for high incidence of businessfailure.\u00a0 In this post, I…<\/p>\n","protected":false},"author":1,"featured_media":1040,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[47],"tags":[27,19],"class_list":["post-169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-accounting-software","tag-small-business"],"a3_pvc":{"activated":true,"total_views":589,"today_views":0},"yoast_head":"\n20 Free Accounting Software For Small Businesses - KOBOTALK BLOG<\/title>\n<meta name=\"description\" content=\"These free accounting software for small businesses will help you keep proper financial records and track performance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"20 Free Accounting Software For Small Businesses - KOBOTALK BLOG\" \/>\n<meta property=\"og:description\" content=\"These free accounting software for small businesses will help you keep proper financial records and track performance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/\" \/>\n<meta property=\"og:site_name\" content=\"KOBOTALK BLOG\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/web.facebook.com\/kobotalkng\/\" \/>\n<meta property=\"article:published_time\" content=\"2017-10-19T00:12:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-17T16:13:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/10\/free-accounting-software-e1657026832274.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Buchi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Buchi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"20 Free Accounting Software For Small Businesses - KOBOTALK BLOG","description":"These free accounting software for small businesses will help you keep proper financial records and track performance.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/","og_locale":"en_US","og_type":"article","og_title":"20 Free Accounting Software For Small Businesses - KOBOTALK BLOG","og_description":"These free accounting software for small businesses will help you keep proper financial records and track performance.","og_url":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/","og_site_name":"KOBOTALK BLOG","article_publisher":"https:\/\/web.facebook.com\/kobotalkng\/","article_published_time":"2017-10-19T00:12:25+00:00","article_modified_time":"2024-12-17T16:13:27+00:00","og_image":[{"width":600,"height":400,"url":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/10\/free-accounting-software-e1657026832274.jpg","type":"image\/jpeg"}],"author":"Buchi","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Buchi","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/#article","isPartOf":{"@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/"},"author":{"name":"Buchi","@id":"https:\/\/kobotalk.com\/BLOG\/#\/schema\/person\/dcc824900d4505ed8c8f8cb488c4fe50"},"headline":"20 Free Accounting Software For Small Businesses","datePublished":"2017-10-19T00:12:25+00:00","dateModified":"2024-12-17T16:13:27+00:00","mainEntityOfPage":{"@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/"},"wordCount":1506,"commentCount":0,"publisher":{"@id":"https:\/\/kobotalk.com\/BLOG\/#organization"},"image":{"@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/#primaryimage"},"thumbnailUrl":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/10\/free-accounting-software-e1657026832274.jpg?fit=600%2C400&ssl=1","keywords":["Accounting Software","Small Business"],"articleSection":["Grow Your Business"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/","url":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/","name":"20 Free Accounting Software For Small Businesses - KOBOTALK BLOG","isPartOf":{"@id":"https:\/\/kobotalk.com\/BLOG\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/#primaryimage"},"image":{"@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/#primaryimage"},"thumbnailUrl":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/10\/free-accounting-software-e1657026832274.jpg?fit=600%2C400&ssl=1","datePublished":"2017-10-19T00:12:25+00:00","dateModified":"2024-12-17T16:13:27+00:00","description":"These free accounting software for small businesses will help you keep proper financial records and track performance.","breadcrumb":{"@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/#primaryimage","url":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/10\/free-accounting-software-e1657026832274.jpg?fit=600%2C400&ssl=1","contentUrl":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/10\/free-accounting-software-e1657026832274.jpg?fit=600%2C400&ssl=1","width":600,"height":400,"caption":"Accounting software for small businesses"},{"@type":"BreadcrumbList","@id":"https:\/\/kobotalk.com\/BLOG\/accounting-software-for-small-businesses\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kobotalk.com\/BLOG\/"},{"@type":"ListItem","position":2,"name":"Grow Your Business","item":"https:\/\/kobotalk.com\/BLOG\/category\/business\/"},{"@type":"ListItem","position":3,"name":"20 Free Accounting Software For Small Businesses"}]},{"@type":"WebSite","@id":"https:\/\/kobotalk.com\/BLOG\/#website","url":"https:\/\/kobotalk.com\/BLOG\/","name":"KOBOTALK BLOG","description":"Business Ideas, Investing and Money Hacks","publisher":{"@id":"https:\/\/kobotalk.com\/BLOG\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kobotalk.com\/BLOG\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kobotalk.com\/BLOG\/#organization","name":"kobotalk","url":"https:\/\/kobotalk.com\/BLOG\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kobotalk.com\/BLOG\/#\/schema\/logo\/image\/","url":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2024\/12\/logo1.png?fit=543%2C266&ssl=1","contentUrl":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2024\/12\/logo1.png?fit=543%2C266&ssl=1","width":543,"height":266,"caption":"kobotalk"},"image":{"@id":"https:\/\/kobotalk.com\/BLOG\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/web.facebook.com\/kobotalkng\/"]},{"@type":"Person","@id":"https:\/\/kobotalk.com\/BLOG\/#\/schema\/person\/dcc824900d4505ed8c8f8cb488c4fe50","name":"Buchi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/kobotalk.com\/wp-content\/uploads\/2021\/03\/cropped-My-photo.jpg","url":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/kobotalk.com\/wp-content\/uploads\/2021\/03\/cropped-My-photo.jpg","contentUrl":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/kobotalk.com\/wp-content\/uploads\/2021\/03\/cropped-My-photo.jpg","caption":"Buchi"},"description":"Buchi creates content and leads the Team at Kobotalk Management Services; a business development and investment consultancy firm. He provides strategic advisory to help SME's, small business owners and HNI's grow profitable business and make informed investing decisions.","url":"https:\/\/kobotalk.com\/BLOG\/author\/kobo20\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/10\/free-accounting-software-e1657026832274.jpg?fit=600%2C400&ssl=1","jetpack-related-posts":[{"id":4434,"url":"https:\/\/kobotalk.com\/BLOG\/4-finance-tools-every-business-finance-team-must-have\/","url_meta":{"origin":169,"position":0},"title":"4 Finance Tools Every Business Finance Team Must Have","author":"Buchi","date":"July 8, 2022","format":false,"excerpt":"For any organization, large or small, the finance team plays a vital role in ensuring the company's financial health. From tracking income and expenses to producing accurate financial reports, the finance team is responsible for a wide range of tasks. However, without the right tools, these tasks can quickly become\u2026","rel":"","context":"In "Grow Your Business"","block_context":{"text":"Grow Your Business","link":"https:\/\/kobotalk.com\/BLOG\/category\/business\/"},"img":{"alt_text":"Finance Tools","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2022\/07\/Finance-tools1.png?fit=640%2C559&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2022\/07\/Finance-tools1.png?fit=640%2C559&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2022\/07\/Finance-tools1.png?fit=640%2C559&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":5767,"url":"https:\/\/kobotalk.com\/BLOG\/how-nigerias-new-tax-laws-will-affect-small-businesses\/","url_meta":{"origin":169,"position":1},"title":"How Nigeria\u2019s New Tax Laws Will Affect Small Businesses","author":"Buchi","date":"July 19, 2025","format":false,"excerpt":"On June 26, 2025, the Nigerian government enacted a set of new Tax\u00a0 Laws, a comprehensive package of legislation that takes effect from January 1, 2026. These laws aim to simplify tax administration, improve compliance, expand the tax base, and enhance ease of doing business - particularly for Micro, Small,\u2026","rel":"","context":"In "Grow Your Business"","block_context":{"text":"Grow Your Business","link":"https:\/\/kobotalk.com\/BLOG\/category\/business\/"},"img":{"alt_text":"New Tax Laws","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2025\/07\/Tax-man.jpg?fit=600%2C327&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2025\/07\/Tax-man.jpg?fit=600%2C327&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2025\/07\/Tax-man.jpg?fit=600%2C327&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":609,"url":"https:\/\/kobotalk.com\/BLOG\/10-things-an-entrepreneur-must-do-to-avoid-business-failure\/","url_meta":{"origin":169,"position":2},"title":"Business Failure: 10 Things An Entrepreneur Must Do To Avoid It","author":"Buchi","date":"July 13, 2018","format":false,"excerpt":"No entrepreneur wishes to start a business that will fail.\u00a0 But the incidence of business failure is a reality.\u00a0 According to statistics 8 out of 10 new businesses fail within their first eighteen months while only about 30% of them survive their 10th anniversary. Economic challenges and bad government policies\u2026","rel":"","context":"In "Grow Your Business"","block_context":{"text":"Grow Your Business","link":"https:\/\/kobotalk.com\/BLOG\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/04\/online-jobs.jpg?fit=942%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/04\/online-jobs.jpg?fit=942%2C628&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/04\/online-jobs.jpg?fit=942%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/04\/online-jobs.jpg?fit=942%2C628&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":707,"url":"https:\/\/kobotalk.com\/BLOG\/effective-steps-to-separating-your-business-and-personal-finances\/","url_meta":{"origin":169,"position":3},"title":"Effective Steps to Separating Your Business and Personal Finances","author":"Buchi","date":"October 30, 2018","format":false,"excerpt":"What I found common, in my interactions with a good number of entrepreneurs is that they find it difficult to separate their business finances from their personal finances. More often than not the entrepreneur uses proceeds from his business to finance family-related needs.\u00a0 This practice is a major reason why\u2026","rel":"","context":"In "Grow Your Business"","block_context":{"text":"Grow Your Business","link":"https:\/\/kobotalk.com\/BLOG\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/06\/capital.jpg?fit=942%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/06\/capital.jpg?fit=942%2C628&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/06\/capital.jpg?fit=942%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/06\/capital.jpg?fit=942%2C628&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":4867,"url":"https:\/\/kobotalk.com\/BLOG\/8-tips-on-cybersecurity-for-small-businesses\/","url_meta":{"origin":169,"position":4},"title":"8 Tips on Cybersecurity for Small Businesses","author":"Buchi","date":"July 9, 2023","format":false,"excerpt":"Small businesses are increasingly adopting digital transformation for the many benefits it offers.\u00a0 Increased sales, improved profits, smoother processes and greater business agility are some of the factors driving digital adoption.\u00a0 However, with increased adoption, comes the challenges of data safety; thus making cybersecurity for small businesses a big issue.\u2026","rel":"","context":"In "Grow Your Business"","block_context":{"text":"Grow Your Business","link":"https:\/\/kobotalk.com\/BLOG\/category\/business\/"},"img":{"alt_text":"cybersecurity for small businesses","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/07\/cybersecurity-for-small-businesses.png?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/07\/cybersecurity-for-small-businesses.png?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/07\/cybersecurity-for-small-businesses.png?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/07\/cybersecurity-for-small-businesses.png?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/07\/cybersecurity-for-small-businesses.png?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":2689,"url":"https:\/\/kobotalk.com\/BLOG\/side-income-for-bank-workers\/","url_meta":{"origin":169,"position":5},"title":"Side Income Ideas for Professionals in Financial Services","author":"Buchi","date":"October 15, 2020","format":false,"excerpt":"In this post I highlight those side income ideas\u00a0 suitable for people employed in the banking and finance industry.\u00a0 \u00a0I am talking about professionals and non-professionals who work in banks, investment firms, insurance companies and finance companies similar organizations. You see there used to be a myth that bankers are\u2026","rel":"","context":"In "Business Ideas"","block_context":{"text":"Business Ideas","link":"https:\/\/kobotalk.com\/BLOG\/category\/business-ideas\/"},"img":{"alt_text":"Side Income","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/10\/side-income.jpg?fit=942%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/10\/side-income.jpg?fit=942%2C628&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/10\/side-income.jpg?fit=942%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/10\/side-income.jpg?fit=942%2C628&ssl=1&resize=700%2C400 2x"},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/p96205-2J","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/posts\/169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/comments?post=169"}],"version-history":[{"count":2,"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/posts\/169\/revisions"}],"predecessor-version":[{"id":5358,"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/posts\/169\/revisions\/5358"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/media\/1040"}],"wp:attachment":[{"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/media?parent=169"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/categories?post=169"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kobotalk.com\/BLOG\/wp-json\/wp\/v2\/tags?post=169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}