{"id":207,"date":"2017-12-05T23:45:13","date_gmt":"2017-12-05T23:45:13","guid":{"rendered":"https:\/\/kobotalk.com\/?p=207"},"modified":"2019-04-28T00:11:50","modified_gmt":"2019-04-28T00:11:50","slug":"9-essential-ways-to-deal-with-emotional-investing","status":"publish","type":"post","link":"https:\/\/kobotalk.com\/BLOG\/9-essential-ways-to-deal-with-emotional-investing\/","title":{"rendered":"What Is Emotional Investing and How to Deal With It"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 5<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span><div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_207\" class=\"pvc_stats all  \" data-element-id=\"207\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" viewBox=\"0 0 502 315\" preserveAspectRatio=\"xMidYMid meet\"><g transform=\"translate(0,332) scale(0.1,-0.1)\" fill=\"\" stroke=\"none\"><path d=\"M2394 3279 l-29 -30 -3 -207 c-2 -182 0 -211 15 -242 39 -76 157 -76 196 0 15 31 17 60 15 243 l-3 209 -33 29 c-26 23 -41 29 -80 29 -41 0 -53 -5 -78 -31z\"\/><path d=\"M3085 3251 c-45 -19 -58 -50 -96 -229 -47 -217 -49 -260 -13 -295 52 -53 146 -42 177 20 16 31 87 366 87 410 0 70 -86 122 -155 94z\"\/><path d=\"M1751 3234 c-13 -9 -29 -31 -37 -50 -12 -29 -10 -49 21 -204 19 -94 39 -189 45 -210 14 -50 54 -80 110 -80 34 0 48 6 76 34 21 21 34 44 34 59 0 14 -18 113 -40 219 -37 178 -43 195 -70 221 -36 32 -101 37 -139 11z\"\/><path d=\"M1163 3073 c-36 -7 -73 -59 -73 -102 0 -56 133 -378 171 -413 34 -32 83 -37 129 -13 70 36 67 87 -16 290 -86 209 -89 214 -129 231 -35 14 -42 15 -82 7z\"\/><path d=\"M3689 3066 c-15 -9 -33 -30 -42 -48 -48 -103 -147 -355 -147 -375 0 -98 131 -148 192 -74 13 15 57 108 97 206 80 196 84 226 37 273 -30 30 -99 39 -137 18z\"\/><path d=\"M583 2784 c-38 -19 -67 -74 -58 -113 9 -42 211 -354 242 -373 16 -10 45 -18 66 -18 51 0 107 52 107 100 0 39 -1 41 -124 234 -80 126 -108 162 -133 173 -41 17 -61 16 -100 -3z\"\/><path d=\"M4250 2784 c-14 -9 -74 -91 -133 -183 -95 -150 -107 -173 -107 -213 0 -55 33 -94 87 -104 67 -13 90 8 211 198 130 202 137 225 78 284 -27 27 -42 34 -72 34 -22 0 -50 -8 -64 -16z\"\/><path d=\"M2275 2693 c-553 -48 -1095 -270 -1585 -649 -135 -104 -459 -423 -483 -476 -23 -49 -22 -139 2 -186 73 -142 361 -457 571 -626 285 -228 642 -407 990 -497 242 -63 336 -73 660 -74 310 0 370 5 595 52 535 111 1045 392 1455 803 122 121 250 273 275 326 19 41 19 137 0 174 -41 79 -309 363 -465 492 -447 370 -946 591 -1479 653 -113 14 -422 18 -536 8z m395 -428 c171 -34 330 -124 456 -258 112 -119 167 -219 211 -378 27 -96 24 -300 -5 -401 -72 -255 -236 -447 -474 -557 -132 -62 -201 -76 -368 -76 -167 0 -236 14 -368 76 -213 98 -373 271 -451 485 -162 444 86 934 547 1084 153 49 292 57 452 25z m909 -232 c222 -123 408 -262 593 -441 76 -74 138 -139 138 -144 0 -16 -233 -242 -330 -319 -155 -123 -309 -223 -461 -299 l-81 -41 32 46 c18 26 49 83 70 128 143 306 141 649 -6 957 -25 52 -61 116 -79 142 l-34 47 45 -20 c26 -10 76 -36 113 -56z m-2057 25 c-40 -58 -105 -190 -130 -263 -110 -324 -59 -707 132 -981 25 -35 42 -64 37 -64 -19 0 -241 119 -326 174 -188 122 -406 314 -532 468 l-58 71 108 103 c185 178 428 349 672 473 66 33 121 60 123 61 2 0 -10 -19 -26 -42z\"\/><path d=\"M2375 1950 c-198 -44 -350 -190 -395 -379 -18 -76 -8 -221 19 -290 114 -284 457 -406 731 -260 98 52 188 154 231 260 27 69 37 214 19 290 -38 163 -166 304 -326 360 -67 23 -215 33 -279 19z\"\/><\/g><\/svg><\/i> <img data-recalc-dims=\"1\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxIDEiIHdpZHRoPSIxIiBoZWlnaHQ9IjEiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZpMC53cC5jb20lMkZrb2JvdGFsay5jb20lMkZCTE9HJTJGd3AtY29udGVudCUyRnBsdWdpbnMlMkZwYWdlLXZpZXdzLWNvdW50JTJGYWpheC1sb2FkZXItMnguZ2lmJTNGcmVzaXplJTNEMTYlMjUyQzE2JTI2c3NsJTNEMSIgZGF0YS13PSIxIiBkYXRhLWg9IjEiIGRhdGEtYmlwPSIiPjwvc3ZnPg==\" data-spai=\"1\" border=0 \/><noscript data-spai=\"1\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif?resize=16%2C16&ssl=1\" data-spai-egr=\"1\" border=0 \/><\/noscript><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>Emotional Investing, what is it? It is the extent your emotions affect your investment decisions.<\/p>\n<p>Many people do not realize the impact of their emotions on their investing experiences. That is to say that they do not know that how they manage their emotions while taking decisions to some extent determine the level of their successes or failures as investors in the financial markets, particularly the stock market.\u00a0<\/p>\n<p>How do you know that you are an emotional investor?<\/p>\n<ul>\n<li><strong>Do you celebrate unrealized profit?<\/strong> Jumping for joy over unrealized profit means you\u2019re probably an emotional investor. Until you sell your stock and bank the capital appreciation, your profit exists only on paper.<\/li>\n<li><strong>Are you fixated on <\/strong>stock<strong> news?<\/strong> Though keeping abreast of market news is good, but monitoring the stock market 24 hours a day is not healthy when you are not a broker or an employee of the financial services firm. This is a sure indication that you are an emotional investor.<\/li>\n<li><strong>Do you fear stock updates?<\/strong> If you are addicted to checking stock updates because of fear of price decreases, you are likely an emotional investor.<\/li>\n<li><strong>Do you sell your stocks if it falls by a few bucks?<\/strong> If you sell your stocks because it hurts you to lose a few penny, you\u2019re an emotional investor.<\/li>\n<li><strong>Do you make frequent calls to your broker?<\/strong> If you call your broker every 5 minutes during trading hours to check the value of your investment, you qualify as an emotional investor.<\/li>\n<li>\u00a0The rational way to handle bad news about the stock market or a company you have invested in is to calculate the effects and make a decision accordingly. If you panic at the slightest hint of unfavourable news, you\u2019re an emotional in<\/li>\n<li>\n<p style=\"text-align: justify;\"><strong>Do you panic over bad news?<\/strong> The rational way to handle bad news about the stock market or a company you have invested in is to calculate the effects and make a decision accordingly. If you panic at the slightest hint of unfavourable news, you\u2019re an emotional investor.<\/p>\n<\/li>\n<\/ul>\n<p>If you answered yes to any of the questions above, you definitely are trapped in emotional investing.<\/p>\n<p>Studies in behavioural economics have helped us understand that the stock market does not always behave in an analytical, logical and rational pattern. Emotions often play a predominant role in investment decisions.\u00a0 In other words, many trades are based on intuition and feelings. Thus, it will not be wrong to add emotional investing to the list of strategies investors adopt in playing the market like growth and income strategy, value investing, buy and hold amongst others.<\/p>\n<p>According to modern psychology, emotion, behavior, and cognition influence each other and effectively define human motivation. Psychologists further identify basic emotions such as happiness, anger, fear, disgust, and surprise which when combined in different ways manifest in human behaviours such as rage, hunger, and even greed.<\/p>\n<p>In investment decisions, emotions manifest in the form of greed and fear, anxiety, complacency.\u00a0 When any of these behavioral patterns are at play, the investor behaves irrationally.\u00a0 He is driven by impulses rather than by analytical thinking in his choices. Of all the emotions, the combination of fear and greed work together to impact negatively on the investor. He depends more on what the crowd is doing, what the news media is singing and the actions his friends are taking in making investment decisions.<\/p>\n<p>The period preceding 2008 before the massive collapse of the Nigerian stock market saw a preponderance of emotional investing driven by greed. Many investors were attracted to the stock market during this period essentially because tgheir friends had told them how they were making fantastic returns.<\/p>\n<p>Many did not define their investment objectives nor designed strategies for creating wealth through the stock market. They simply floated with the tide, running to sectors the crowd believed was profitable. It was a period penny stocks became preferred investment choices irrespective of the fundamentals of the companies. It was a period of get-rich-quick mentality when an investor would put a naira in a stock and expected to make 500% return in under two weeks.<\/p>\n<p>It was a period of <strong>greed<\/strong>.<\/p>\n<p><strong>Fear<\/strong> can have just as much overwhelming impact on the financial market as greed. Fear manifests as an unpleasant, strong emotion and anticipation or awareness of danger. When stocks suffer large losses for a sustained period, the overall market can become more fearful of sustaining further losses. But being too fearful can be just as costly as being too greedy.<\/p>\n<p><strong>How do you identify an investment strategy blurred by emotions?<\/strong><\/p>\n<p>Essentially, emotional investing is not based on sound <strong>investment principles<\/strong>. The investor does not have any investment objective, he simply rides with the tide and bases his decisions on what currently obtains in the market without consideration of how such actions fit into his overall investment objectives.<\/p>\n<p>He does not do any analysis of the stock before he buys.\u00a0 A rational investment decision is often preceded by some research. It begins with perusing the <a href=\"https:\/\/kobotalk.com\/annual-report-and-accounts-2\/\" target=\"_blank\" rel=\"noopener noreferrer\">annual reports and accounts<\/a> of the company you want to invest in.\u00a0 This will, at least, give you a general overview of the performance of the company in historical terms and a peep into its future.<\/p>\n<p>As a result of moving with the tide or what has come to be known in the investment circle as a contagion effect, the investor more often than not time his entry into a stock wrongly. He enters either too late when stocks have become so overpriced and thereafter forced to exit at a loss as the market begins to correct.<\/p>\n<p><strong>Short term mentality<\/strong> is another feature that dominates emotional investment. The investor expects to reap attractive returns within the shortest possible time forgetting the fact that, by its nature, the stock market provides an opportunity for long-term capital accumulation.<\/p>\n<p>A short-term investor very often fails to realize that income accretion in the form of dividends received over time and even the bonuses arising from holding stocks for a longer period all form part of returns on investment. To the emotional investor, price appreciation over a short period of time more than compensates the cost of investment.<\/p>\n<p><strong>How to overcome emotional investing<\/strong><\/p>\n<p>Savvy investors are disciplined and make investment choices based on sound principles developed over a long period of time, usually derived from experience. It must be emphasized that there is no one best strategy to investing in the stock market, disciplined investors adopt a combination of strategies.<\/p>\n<ol>\n<li>Invest for the long-term<\/li>\n<li>Understand what you are investing in<\/li>\n<li>Set definite goals<\/li>\n<li>Develop a strategy<\/li>\n<li>Do not panic in a downward trend<\/li>\n<li>Have an investment policy plan<\/li>\n<li>Think Rationally<\/li>\n<li>Diversify your portfolio<\/li>\n<li>Rebalance and do not be heavy in one asset class.<\/li>\n<\/ol>\n<p>There is no doubt that making money can be an emotional matter but making investment decisions based on emotions rather than laid down principles of investment can negatively affect your decisions and the cost might be unquantifiable. So try as much as possible to remove emotions from making investment decisions.<\/p>\n<p>One of the ways to detach your emotions from your investment decision-making process is to hire a professional investment advisor who understands the market and is positioned to offer unbiased professional guidance as you wade through the tidal wave.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 5<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>Many people who fail to achieve some level of success in investing in the financial market do not realize that allowing their emotions to influence their decisions may be the reasons they are not getting expected results. This post highlights  the negative impact your emotions may be having on your investing experiences and points you to how to overcome it.<\/p>\n","protected":false},"author":1,"featured_media":1016,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[5],"tags":[23,31],"class_list":["post-207","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-investment","tag-stocks"],"a3_pvc":{"activated":true,"total_views":785,"today_views":0},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is Emotional Investing and How to Deal With It - KOBOTALK BLOG<\/title>\n<meta name=\"description\" content=\"Emotional investing occur when your investment decisions are driven by your emotions rather than sound analysis of the asset class of interest.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kobotalk.com\/BLOG\/9-essential-ways-to-deal-with-emotional-investing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Is Emotional Investing and How to Deal With It - KOBOTALK BLOG\" \/>\n<meta property=\"og:description\" content=\"Emotional investing occur when your investment decisions are driven by your emotions rather than sound analysis of the asset class of interest.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kobotalk.com\/BLOG\/9-essential-ways-to-deal-with-emotional-investing\/\" \/>\n<meta property=\"og:site_name\" content=\"KOBOTALK BLOG\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/web.facebook.com\/kobotalkng\/\" \/>\n<meta property=\"article:published_time\" content=\"2017-12-05T23:45:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-04-28T00:11:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/12\/emotional-investing.jpg?fit=942%2C628&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"942\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Buchi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Buchi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Is Emotional Investing and How to Deal With It - 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He provides strategic advisory to help SME's, small business owners and HNI's grow profitable business and make informed investing decisions.","url":"https:\/\/kobotalk.com\/BLOG\/author\/kobo20\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/12\/emotional-investing.jpg?fit=942%2C628&ssl=1","jetpack-related-posts":[{"id":4970,"url":"https:\/\/kobotalk.com\/BLOG\/10-effective-habits-of-very-successful-investors\/","url_meta":{"origin":207,"position":0},"title":"10 Effective Habits of Very Successful Investors","author":"Buchi","date":"September 25, 2023","format":false,"excerpt":"These Are Some Habits of Very Successful Investors Have in Common! You Too\u00a0 Can Become Successful in Your Investing Journey by Developing and Maintaining These Habits Everyone now know that investing is a sure pathway to achieving financial security.\u00a0 Hence, most people, if not all, make efforts to invest. 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