{"id":209,"date":"2017-12-08T04:33:00","date_gmt":"2017-12-08T04:33:00","guid":{"rendered":"https:\/\/kobotalk.com\/?p=209"},"modified":"2019-04-27T23:48:41","modified_gmt":"2019-04-27T23:48:41","slug":"annual-report-and-accounts-2","status":"publish","type":"post","link":"https:\/\/kobotalk.com\/BLOG\/annual-report-and-accounts-2\/","title":{"rendered":"7 Key Items to Evaluate In Annual Report and Accounts"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 4<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span><div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_209\" class=\"pvc_stats all  \" data-element-id=\"209\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" viewBox=\"0 0 502 315\" preserveAspectRatio=\"xMidYMid meet\"><g transform=\"translate(0,332) scale(0.1,-0.1)\" fill=\"\" stroke=\"none\"><path d=\"M2394 3279 l-29 -30 -3 -207 c-2 -182 0 -211 15 -242 39 -76 157 -76 196 0 15 31 17 60 15 243 l-3 209 -33 29 c-26 23 -41 29 -80 29 -41 0 -53 -5 -78 -31z\"\/><path d=\"M3085 3251 c-45 -19 -58 -50 -96 -229 -47 -217 -49 -260 -13 -295 52 -53 146 -42 177 20 16 31 87 366 87 410 0 70 -86 122 -155 94z\"\/><path d=\"M1751 3234 c-13 -9 -29 -31 -37 -50 -12 -29 -10 -49 21 -204 19 -94 39 -189 45 -210 14 -50 54 -80 110 -80 34 0 48 6 76 34 21 21 34 44 34 59 0 14 -18 113 -40 219 -37 178 -43 195 -70 221 -36 32 -101 37 -139 11z\"\/><path d=\"M1163 3073 c-36 -7 -73 -59 -73 -102 0 -56 133 -378 171 -413 34 -32 83 -37 129 -13 70 36 67 87 -16 290 -86 209 -89 214 -129 231 -35 14 -42 15 -82 7z\"\/><path d=\"M3689 3066 c-15 -9 -33 -30 -42 -48 -48 -103 -147 -355 -147 -375 0 -98 131 -148 192 -74 13 15 57 108 97 206 80 196 84 226 37 273 -30 30 -99 39 -137 18z\"\/><path d=\"M583 2784 c-38 -19 -67 -74 -58 -113 9 -42 211 -354 242 -373 16 -10 45 -18 66 -18 51 0 107 52 107 100 0 39 -1 41 -124 234 -80 126 -108 162 -133 173 -41 17 -61 16 -100 -3z\"\/><path d=\"M4250 2784 c-14 -9 -74 -91 -133 -183 -95 -150 -107 -173 -107 -213 0 -55 33 -94 87 -104 67 -13 90 8 211 198 130 202 137 225 78 284 -27 27 -42 34 -72 34 -22 0 -50 -8 -64 -16z\"\/><path d=\"M2275 2693 c-553 -48 -1095 -270 -1585 -649 -135 -104 -459 -423 -483 -476 -23 -49 -22 -139 2 -186 73 -142 361 -457 571 -626 285 -228 642 -407 990 -497 242 -63 336 -73 660 -74 310 0 370 5 595 52 535 111 1045 392 1455 803 122 121 250 273 275 326 19 41 19 137 0 174 -41 79 -309 363 -465 492 -447 370 -946 591 -1479 653 -113 14 -422 18 -536 8z m395 -428 c171 -34 330 -124 456 -258 112 -119 167 -219 211 -378 27 -96 24 -300 -5 -401 -72 -255 -236 -447 -474 -557 -132 -62 -201 -76 -368 -76 -167 0 -236 14 -368 76 -213 98 -373 271 -451 485 -162 444 86 934 547 1084 153 49 292 57 452 25z m909 -232 c222 -123 408 -262 593 -441 76 -74 138 -139 138 -144 0 -16 -233 -242 -330 -319 -155 -123 -309 -223 -461 -299 l-81 -41 32 46 c18 26 49 83 70 128 143 306 141 649 -6 957 -25 52 -61 116 -79 142 l-34 47 45 -20 c26 -10 76 -36 113 -56z m-2057 25 c-40 -58 -105 -190 -130 -263 -110 -324 -59 -707 132 -981 25 -35 42 -64 37 -64 -19 0 -241 119 -326 174 -188 122 -406 314 -532 468 l-58 71 108 103 c185 178 428 349 672 473 66 33 121 60 123 61 2 0 -10 -19 -26 -42z\"\/><path d=\"M2375 1950 c-198 -44 -350 -190 -395 -379 -18 -76 -8 -221 19 -290 114 -284 457 -406 731 -260 98 52 188 154 231 260 27 69 37 214 19 290 -38 163 -166 304 -326 360 -67 23 -215 33 -279 19z\"\/><\/g><\/svg><\/i> <img data-recalc-dims=\"1\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxIDEiIHdpZHRoPSIxIiBoZWlnaHQ9IjEiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZpMC53cC5jb20lMkZrb2JvdGFsay5jb20lMkZCTE9HJTJGd3AtY29udGVudCUyRnBsdWdpbnMlMkZwYWdlLXZpZXdzLWNvdW50JTJGYWpheC1sb2FkZXItMnguZ2lmJTNGcmVzaXplJTNEMTYlMjUyQzE2JTI2c3NsJTNEMSIgZGF0YS13PSIxIiBkYXRhLWg9IjEiIGRhdGEtYmlwPSIiPjwvc3ZnPg==\" data-spai=\"1\" border=0 \/><noscript data-spai=\"1\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif?resize=16%2C16&ssl=1\" data-spai-egr=\"1\" border=0 \/><\/noscript><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>The annual report and accounts is one important document that you are entitiled to receive from your company every year as a shareholder.\u00a0 It is prepared by\u00a0 managment at the end of every fiscal year to give a summary of the company&#8217;s activities for that fiscal year and a projection for the coming years.<\/p>\n<p>Share holders are invited by the directors to attend an Annual General Meeting every financial year. Usually, the meeting is held within the first quarter of the new year to consider the audited accounts for the previous year, approve appointment of new auditors and directors if need be and most importantly approve payment of dividend as recommended by the directors.\u00a0<\/p>\n<p>Prior to this meeting, the annual reports and accounts must have been circulated to all qualifying shareholders to enable them prepare for the meeting.\u00a0 A qualifying shareholder is one whose name is in the shareholders register as at the previous closure date.<\/p>\n<p><strong>Users of Annual Report<\/strong><\/p>\n<p>The Annual Report and Accounts are prepared for external users to enable them have an understanding of how the company is performing and of its future plans.<\/p>\n<p>Thus apart from shareholders, the Annual Report is of interest to other stakeholders such as regulatory authorities, potential investors and analysts.\u00a0 If you are researching a <a href=\"https:\/\/kobotalk.com\/why-you-should-start-investing-in-stocks-now\/\" target=\"_blank\" rel=\"noopener noreferrer\">stock to invest in<\/a>, the current annual report of the company of interest is the best document to start with.\u00a0 It contains essential information about the company to aid your decision.<\/p>\n<p><strong>Content of Annual Report and Accounts<\/strong><\/p>\n<p>A typical annual report will contain the following<\/p>\n<ul>\n<li>Financial statements (Profit and Loss Accounts, Balance Sheet, Notes to the Accounts) for the preceding year and a five year financial summary,<\/li>\n<li>the chairman\u2019s review of business and events in the preceding year,<\/li>\n<li>Auditor\u2019s report,<\/li>\n<li>the directors\u2019 reports (or management report) and<\/li>\n<li>list of major shareholders and<\/li>\n<li>profile of the directors as well as the address of the company.<\/li>\n<\/ul>\n<p>The Chairman\u2019s statement is a formal address to shareholders highlighting economic and political events that shaped the business of the company in the preceding year, the challenges, remedial actions taken and brief strategic directions for the coming year.<\/p>\n<p>The purpose of the document is to keep shareholders and other relevant stake holders informed on the state of the company.<\/p>\n<p><strong>Why should you bother to read the annual report?<\/strong><\/p>\n<p>Usually it is the only official communication from the company highlighting progress, financial statements and operational issues affecting the company.\u00a0 It will help you assess the profitability of the company and be able to estimate future value of its share price.<\/p>\n<p><strong>What should you be looking out for in an annual report as an Investor<br \/>\n<\/strong><\/p>\n<p>First you have to read the chairman statement to have a general understanding of where the business is headed.\u00a0 In reading this section of the Annual Report, seek to understand the company\u2019s core business, how it make money, what iy produces, what it sells or what service it renders.<\/p>\n<p>Other things you should be looking out for in the annual report are the quality of its management and how they are addressing risks or remaining true to what they claim they are<\/p>\n<p>If, after reviewing the chairman\u2019s statement which gives you an overview of the company\u2019s profile, you remain unclear on how the company makes money, it is in your best interest to look for another company to invest in.<\/p>\n<p><strong>7 Important Informtion to Watch Out For In An Annual Report<br \/>\n<\/strong><\/p>\n<p>A)<strong> Auditors\u2019 Report<\/strong> &#8211;\u00a0\u00a0 check if the auditor\u2019s reports give a clean bill of health to the financial statements.\u00a0 A statement that the financial statements represent a true and fair view of the affairs of the company is a testimony to how well the company has been run in line with corporate governance and best practices code.<\/p>\n<p>B) <strong>Review the financial statements<\/strong> and take note of the following:<\/p>\n<p>1.Net profits: is it positive, is it growing and falling relative to previous year?<\/p>\n<p>2.What is the company\u2019s business, how does it make money. If this is not clearly stated, it is a red flag.<\/p>\n<p>3. Turnover, sales and revenue: is this rising or falling relative to previous year?<\/p>\n<p>4. Cash flow and working capital \u2013 are they adequate, increasing or falling?<\/p>\n<p>5. Debt: is debt rising reducing. What is the ratio of debt to capital<\/p>\n<p>6. Earnings &#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 is it positive, rising or falling?<\/p>\n<p>7. Dividend payout: is it rising, falling or static as a percentage of profits<\/p>\n<p>For any aspect that is declining instead of growing, find out why.<\/p>\n<p>Steady falling margins and dependency on non-recurring gains are red flags. \u00a0Non-recurring gains are income from extra-ordinary activities, that is, activities that are not related to the main business of the company.\u00a0 If a company that manufactures soap depends on the sale of its real estate property to boost its sales, then the company will not be in business for so long.<\/p>\n<p>Fraudulent managers of companies can manipulate accounts to look so good to the investing public.\u00a0 Watch out for if there is a change in account date.\u00a0 If there is such a change, make further inquiries to understand the reason for the change.\u00a0 Is it in compliance with a regulatory or government policy? Is it an industry practice at the time? Why? Change in accounting date that brings forward revenue and delays expense recognition may be a red flag. Investigate it.<\/p>\n<p>Annual report represents mostly a review of historic events.\u00a0 Make further investigations of any grey area and take note that a clean audit report does not necessarily guarantee that the company\u2019s financial statements is free from manipulation.\u00a0\u00a0 Review the reports critically and if possible, seek clarifications from other sources to know if management is focused, are they consistent and are risks being addressed.<\/p>\n<p>So you have it here.\u00a0<\/p>\n<p>If you have not been taking interest in the Annual Reports the companies you invest in send you every year, you are doing yourself a disservice.\u00a0 From now on start reading and analyzing these documents, they may be the key to your investing success.\u00a0 If you are not good with numbers, don\u2019t worry, just follow the simple techniques highlighted above and with time, you will find that you analyze companies like a pro.<\/p>\n<p>To your investing success!<\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 4<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>The annual report and accounts is one important document that you are entitiled to receive from your company every year as a shareholder.\u00a0 It is prepared by\u00a0 managment at the end of every fiscal year to give a summary of&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1013,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[5],"tags":[38,35,37,34,36,31],"class_list":["post-209","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-analysing-companies","tag-a-nual-reports","tag-companies","tag-financial-statements","tag-investing","tag-stocks"],"a3_pvc":{"activated":true,"total_views":204,"today_views":0},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>7 Key Items to Evaluate In Annual Report and Accounts - KOBOTALK BLOG<\/title>\n<meta name=\"description\" content=\"Annual report and accounts are helpful source of information when analysing stocks. 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