{"id":2689,"date":"2020-10-15T15:43:06","date_gmt":"2020-10-15T15:43:06","guid":{"rendered":"https:\/\/kobotalk.com\/?p=2689"},"modified":"2025-07-04T19:44:58","modified_gmt":"2025-07-04T19:44:58","slug":"side-income-for-bank-workers","status":"publish","type":"post","link":"https:\/\/kobotalk.com\/BLOG\/side-income-for-bank-workers\/","title":{"rendered":"Side Income Ideas for Professionals in Financial Services"},"content":{"rendered":"Reading Time: <\/span> 6<\/span> minutes<\/span><\/span>
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In this post I highlight those side income ideas\u00a0 suitable for people employed in the banking and finance industry.\u00a0 \u00a0I am talking about professionals and non-professionals who work in banks, investment firms, insurance companies and finance companies similar organizations.<\/p>\n

You see there used to be a myth that bankers are paid too much money that they do not need to engage in a side hustle.\u00a0 Not any\u00a0 more!<\/p>\n

The high rate of unemployment is increasing the\u00a0 number of people who depend on family members who have jobs.\u00a0 Thus, irrespective of where you work or how much you get as monthly salary, engaging in a legitimate activity that gives you a side income is desirable.<\/p>\n

Moreover, it may not be the way you see it after all.\u00a0 With the increasing popularity of outsourcing, many who are employed in certain roles in the banks are outsourced staff.\u00a0 As a result, they are not on the same payroll with regular bank staff, hence they may not be as well paid.<\/p>\n

Here are some side hustle activities which you can engage in to make extra income.\u00a0\u00a0<\/p>\n

#1. Money Lending<\/h2>\n

Money lending is a lucrative business which you can start and completely done by the side.\u00a0 And starting a side money lending hustle may well be step you need to establish a full finance business in no long time.<\/p>\n

The banks and regular finance institutions are unable to meet the credit appetite of the society.\u00a0 Individuals, household, small and medium businesses are always needing money to meet personal and business needs.\u00a0 Become the solution provider.\u00a0 With as small as N500,000 you can start an informal money lending business.\u00a0\u00a0<\/p>\n

Make sure you keep proper records and put measures that ensures you reduce delinquency rate.\u00a0 Start small, lend small amount and grow steadily.\u00a0 With time you take steps to obtaining a money lenders license and you are on your way to starting a stable business you can transit to from your regular job.<\/p>\n

#2.\u00a0 Fx Arbitrage<\/h2>\n

Bank workers, particularly those who interface with customers often come across people who need forex exchange to meet urgent business and personal needs.\u00a0 At the same time, their work positions them to know customers who may have the fx but not know how to sell them.<\/p>\n

You become a very useful link between those needing the fx and those who have to sell.\u00a0 Bring together and make money from the spread.\u00a0 The transaction is initiated and concluded through the regular bank channel, so it is not illegal.<\/p>\n

Some smart bank workers and others who understand how it flows have become very successful through fx arbitrage.\u00a0 If you are honest, trustworthy and reliable to always deliver you will soon become a rallying point when it comes to sourcing foreign exchange for small and micro businesses.<\/p>\n

#3.\u00a0 Online Forex Trading<\/h2>\n

Okay, you don’t want to get involved in forex arbitrage, no probs.\u00a0 You can still make cool money by speculating on the price movement in the forex market.\u00a0 As a banker you know that the foreign exchange market is a huge one.\u00a0 Learn to trade online forex and make good money betting on the price movement.<\/p>\n

Apart from forex, there are also a number of derivative instruments you can trade online.\u00a0 This include commodity like gold, silver and oil; indices and cryptocurrencies.<\/p>\n

All you need to start online trading of financial instruments is a little training, a mobile phone and registration with a reliable online broker.\u00a0 Many people now make full time living by trading forex and other instruments online, you too can.<\/p>\n

#4.\u00a0 Agent Banking\/Mobile Money<\/h2>\n

Agent Banking or POS business as it is now popular call has become a means by which many people are getting gainfully employed.\u00a0 With this business, you are a mini bank.\u00a0 You open account for customers, collect deposits, dispense cash and provide platforms for people to pay utility bills.<\/p>\n

You can’t do it by yourself?\u00a0 No problem, open a small outlet and employ one school leaver to man it for you.\u00a0 You will not only be making good side income from the business but will also be helping to reduce the unemployment situation in Nigeria.<\/p>\n

Read: Agent Banking in Nigeria: All You Need to Know and How to Start It<\/a> for a more detailed explanation on how to start and run POS Business\u00a0<\/p>\n

#5.\u00a0 Online Business<\/h2>\n

The internet has not only made it easier to start and run businesses these days, it is even easier when it comes to earning side income online.\u00a0 There are many opportunities provided by the internet for professionals of different background to earn side income.\u00a0\u00a0<\/p>\n

I will highlight a few here<\/p>\n

Finance Blogging\u00a0<\/strong>\u00a0<\/h2>\n

start a blog and write to educate people about banking or personal finance.\u00a0 You will be amazed at the number of people out there who don’t know the different types of accounts or services that banks offer.\u00a0 Or even how to open an account.\u00a0 \u00a0The audience for finance blog is large.<\/p>\n

Apart from being what you can use to exploit your passion, a blog can eventually become a huge source of side income if properly set up, run and monetized.\u00a0<\/p>\n

Also Read: How to Start A Blog and Make Money With it<\/p>\n

Monetizing your blog can come in the form of accepting and publishing display adverts, writing product review for banks and financial services companies, as well as selling finance related tools and software, etc.<\/p>\n

Drop shipping\u00a0<\/strong><\/h2>\n

This is an online retail business model in which the retailer sells products directly from his online store without keeping a single inventory.\u00a0 You simply set up an online store, install a drop shipping software, source products from big e-commerce stores like Aliexpress, list them on your store.\u00a0<\/p>\n

Purchases made from your store are fulfilled by the manufacturer or wholesaler with whom you have drop shipping arrangements.<\/p>\n

You can sell anything via drop shipping: cosmetics, fashion products, household equipment, electronics, mobile phones, etc.<\/p>\n

Online Courses\u00a0 <\/strong><\/h2>\n

Do you have a skill or can learn one?\u00a0 Why not teach it online?\u00a0 Or do you know something that people are willing to learn?\u00a0 Teach it online.<\/p>\n

Every day hundreds of millions of people go online to seek knowledge.\u00a0 It could be how to write sales copies, or design a logo.\u00a0 It could be how to keep simple business records or prepare tax returns.\u00a0 Online learning is a big business.<\/p>\n

And the best part is that there are free resources available to make it happen.\u00a0 You can set up a website, record video or audio and sell.\u00a0 Or structure the site as a membership site where people pay to access your premium content.\u00a0\u00a0<\/p>\n

You could also prepare the course in pdf or other formats and sell through platforms like Udemy.\u00a0 The options are wide and the prospects of earning heavily in side income huge.\u00a0<\/p>\n

#6.\u00a0 Consultancy<\/h2>\n

Offering consultancy services can help you earn good side income while engaged in your regular job.\u00a0 Consulting involves giving your expert advice to individuals, business owners and corporate organizations.\u00a0 It\u00a0 also involve helping them execute tasks which skills they may not easily have.<\/p>\n

To have such expert skill comes from your background knowledge and experience.\u00a0 Some of such areas you can render expert services as side hustle include book-keeping and record keeping, tax preparation, preparation of feasibility studies and business plans, etc.<\/p>\n

You may start by setting up a website or listing your services on job sites to sell your services.\u00a0\u00a0<\/p>\n

#7.\u00a0 Invest in Uber<\/h2>\n

In urban cities all over the world, transportation is big business. And cab hailing services are providing the opportunities for people to key into this ever growing sector.\u00a0 Buy a car, get it registered with Uber or any of the car hailing services.\u00a0 Get a driver and begin to enjoy weekly remittances.<\/p>\n

some working class people do the driving themselves.\u00a0 Work on weekends when you are not engaged in your 9-5 job or use slack time to make some cash early in the morning or after close of work.<\/p>\n

#8. Web Design<\/h2>\n

Businesses are going online.\u00a0 This means more websites.\u00a0 And an expanded opportunity for people to make side income.<\/p>\n

Learning website design is now easy.\u00a0 Learn it and begin to render the service while still in your job.\u00a0 Your clients are the many small businesses going online, individuals starting out on online businesses, bloggers and the growing number of internet marketers.<\/p>\n

#9. Photography<\/h2>\n

Do you have the passion for pictures or loves creativity, you may want to take it beyond being a mere hubby.\u00a0 Turn your passion to a business.\u00a0 Photography is a big business.\u00a0 If the demands of your job makes it a challenge to open a formal studio, start by starting a photography blog.\u00a0<\/p>\n

Publish content on different aspects of photography, offer email courses, sell stock photos, books and photographic materials using your website.<\/p>\n

Opportunities are bound in photography side hustles<\/a>, explore them!<\/p>\n

Final Words<\/strong><\/p>\n

These side hustle ideas highlighted here are not only suitable for people working the banks and related financial services sector.\u00a0 It is suitable for any one irrespective of work or trade who is looking for how to make side income.\u00a0 Websites like Upwork, Fiverr and Freelancer provide some of the best side income jobs anyone with relevant skill can do to augment his 9-5 earnings.<\/p>\n\n","protected":false},"excerpt":{"rendered":"

Reading Time: <\/span> 6<\/span> minutes<\/span><\/span>In this post I highlight those side income ideas\u00a0 suitable for people employed in the banking and finance industry.\u00a0 \u00a0I am talking about professionals and non-professionals who work in banks, investment firms, insurance companies and finance companies similar organizations. You…<\/p>\n","protected":false},"author":1,"featured_media":2715,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[3],"tags":[],"class_list":["post-2689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-ideas"],"a3_pvc":{"activated":true,"total_views":1785,"today_views":0},"yoast_head":"\nSide Income Ideas for Professionals in Financial Services - KOBOTALK BLOG<\/title>\n<meta name=\"description\" content=\"Having a side hustle is increasingly becoming a way of life. 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The popular Alajo Shomolu, arguably the first known organised thrift collector to operate in Lagos, started his business in 1954.\u00a0 It is an old micro banking model which allows people\u2026","rel":"","context":"In "Business Ideas"","block_context":{"text":"Business Ideas","link":"https:\/\/kobotalk.com\/BLOG\/category\/business-ideas\/"},"img":{"alt_text":"","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/12\/thrift-collection-business.jpg?fit=942%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/12\/thrift-collection-business.jpg?fit=942%2C628&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/12\/thrift-collection-business.jpg?fit=942%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/12\/thrift-collection-business.jpg?fit=942%2C628&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":5675,"url":"https:\/\/kobotalk.com\/BLOG\/why-most-people-stay-broke-and-7-proven-steps-to-break-the-cycle\/","url_meta":{"origin":2689,"position":2},"title":"Why Most People Stay Broke – and 7 Proven Steps to Break the Cycle","author":"Buchi","date":"July 3, 2025","format":false,"excerpt":"Why most people stay broke? Let\u2019s get real. Despite the endless hustle, increasing incomes, and countless side gigs, most people are still financially stuck. They work hard, but their money disappears faster than it comes in.\u00a0 Always in debt, they struggle to save, invest, or even breathe when an emergency\u2026","rel":"","context":"In "Money Talk"","block_context":{"text":"Money Talk","link":"https:\/\/kobotalk.com\/BLOG\/category\/money-talk\/"},"img":{"alt_text":"Why Most People Stay Broke","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2025\/07\/hungry-man-e1752666729783.jpg?fit=500%2C750&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":2768,"url":"https:\/\/kobotalk.com\/BLOG\/high-income-skills\/","url_meta":{"origin":2689,"position":3},"title":"These 10 High Income Skills Can Make You Rich","author":"Buchi","date":"November 9, 2020","format":false,"excerpt":"If you can develop and sell your high income skill, you will make more, become more successful and achieve financial freedom","rel":"","context":"In "Money Talk"","block_context":{"text":"Money Talk","link":"https:\/\/kobotalk.com\/BLOG\/category\/money-talk\/"},"img":{"alt_text":"High Income Skills","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/11\/High-Income-Skills.png?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/11\/High-Income-Skills.png?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/11\/High-Income-Skills.png?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/11\/High-Income-Skills.png?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/11\/High-Income-Skills.png?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":4856,"url":"https:\/\/kobotalk.com\/BLOG\/13-business-opportunities-in-nigerias-security-sector\/","url_meta":{"origin":2689,"position":4},"title":"13 Business Opportunities in Nigeria’s Security Sector","author":"Buchi","date":"July 16, 2023","format":false,"excerpt":"There exists huge business opportunities in Nigeria's security sector.\u00a0 In this post, I attempt to highlight some of these opportunities.\u00a0 If you are a budding entrepreneur looking for where to invest, this article will juggle your interest. 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