{"id":637,"date":"2022-08-09T08:20:02","date_gmt":"2022-08-09T08:20:02","guid":{"rendered":"https:\/\/kobotalk.com\/?p=637"},"modified":"2024-12-17T16:19:17","modified_gmt":"2024-12-17T16:19:17","slug":"savings-and-investment-platforms-in-nigeria","status":"publish","type":"post","link":"https:\/\/kobotalk.com\/BLOG\/savings-and-investment-platforms-in-nigeria\/","title":{"rendered":"Top 25 Online Savings and Investment Platforms In Nigeria to Make Money"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 10<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span><div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_637\" class=\"pvc_stats all  \" data-element-id=\"637\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" viewBox=\"0 0 502 315\" preserveAspectRatio=\"xMidYMid meet\"><g transform=\"translate(0,332) scale(0.1,-0.1)\" fill=\"\" stroke=\"none\"><path d=\"M2394 3279 l-29 -30 -3 -207 c-2 -182 0 -211 15 -242 39 -76 157 -76 196 0 15 31 17 60 15 243 l-3 209 -33 29 c-26 23 -41 29 -80 29 -41 0 -53 -5 -78 -31z\"\/><path d=\"M3085 3251 c-45 -19 -58 -50 -96 -229 -47 -217 -49 -260 -13 -295 52 -53 146 -42 177 20 16 31 87 366 87 410 0 70 -86 122 -155 94z\"\/><path d=\"M1751 3234 c-13 -9 -29 -31 -37 -50 -12 -29 -10 -49 21 -204 19 -94 39 -189 45 -210 14 -50 54 -80 110 -80 34 0 48 6 76 34 21 21 34 44 34 59 0 14 -18 113 -40 219 -37 178 -43 195 -70 221 -36 32 -101 37 -139 11z\"\/><path d=\"M1163 3073 c-36 -7 -73 -59 -73 -102 0 -56 133 -378 171 -413 34 -32 83 -37 129 -13 70 36 67 87 -16 290 -86 209 -89 214 -129 231 -35 14 -42 15 -82 7z\"\/><path d=\"M3689 3066 c-15 -9 -33 -30 -42 -48 -48 -103 -147 -355 -147 -375 0 -98 131 -148 192 -74 13 15 57 108 97 206 80 196 84 226 37 273 -30 30 -99 39 -137 18z\"\/><path d=\"M583 2784 c-38 -19 -67 -74 -58 -113 9 -42 211 -354 242 -373 16 -10 45 -18 66 -18 51 0 107 52 107 100 0 39 -1 41 -124 234 -80 126 -108 162 -133 173 -41 17 -61 16 -100 -3z\"\/><path d=\"M4250 2784 c-14 -9 -74 -91 -133 -183 -95 -150 -107 -173 -107 -213 0 -55 33 -94 87 -104 67 -13 90 8 211 198 130 202 137 225 78 284 -27 27 -42 34 -72 34 -22 0 -50 -8 -64 -16z\"\/><path d=\"M2275 2693 c-553 -48 -1095 -270 -1585 -649 -135 -104 -459 -423 -483 -476 -23 -49 -22 -139 2 -186 73 -142 361 -457 571 -626 285 -228 642 -407 990 -497 242 -63 336 -73 660 -74 310 0 370 5 595 52 535 111 1045 392 1455 803 122 121 250 273 275 326 19 41 19 137 0 174 -41 79 -309 363 -465 492 -447 370 -946 591 -1479 653 -113 14 -422 18 -536 8z m395 -428 c171 -34 330 -124 456 -258 112 -119 167 -219 211 -378 27 -96 24 -300 -5 -401 -72 -255 -236 -447 -474 -557 -132 -62 -201 -76 -368 -76 -167 0 -236 14 -368 76 -213 98 -373 271 -451 485 -162 444 86 934 547 1084 153 49 292 57 452 25z m909 -232 c222 -123 408 -262 593 -441 76 -74 138 -139 138 -144 0 -16 -233 -242 -330 -319 -155 -123 -309 -223 -461 -299 l-81 -41 32 46 c18 26 49 83 70 128 143 306 141 649 -6 957 -25 52 -61 116 -79 142 l-34 47 45 -20 c26 -10 76 -36 113 -56z m-2057 25 c-40 -58 -105 -190 -130 -263 -110 -324 -59 -707 132 -981 25 -35 42 -64 37 -64 -19 0 -241 119 -326 174 -188 122 -406 314 -532 468 l-58 71 108 103 c185 178 428 349 672 473 66 33 121 60 123 61 2 0 -10 -19 -26 -42z\"\/><path d=\"M2375 1950 c-198 -44 -350 -190 -395 -379 -18 -76 -8 -221 19 -290 114 -284 457 -406 731 -260 98 52 188 154 231 260 27 69 37 214 19 290 -38 163 -166 304 -326 360 -67 23 -215 33 -279 19z\"\/><\/g><\/svg><\/i> <img data-recalc-dims=\"1\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxIDEiIHdpZHRoPSIxIiBoZWlnaHQ9IjEiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZpMC53cC5jb20lMkZrb2JvdGFsay5jb20lMkZCTE9HJTJGd3AtY29udGVudCUyRnBsdWdpbnMlMkZwYWdlLXZpZXdzLWNvdW50JTJGYWpheC1sb2FkZXItMnguZ2lmJTNGcmVzaXplJTNEMTYlMjUyQzE2JTI2c3NsJTNEMSIgZGF0YS13PSIxIiBkYXRhLWg9IjEiIGRhdGEtYmlwPSIiPjwvc3ZnPg==\" data-spai=\"1\" border=0 \/><noscript data-spai=\"1\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif?resize=16%2C16&ssl=1\" data-spai-egr=\"1\" border=0 \/><\/noscript><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">Online savings and investment platforms and apps are some of the positive disruptions in financial services brought about by digital technology. These platforms are helping to drive financial inclusion by making it easier for ordinary folks to plan their finances.<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">Thus people who hitherto were unable to access financial services due to high thresholds in regular banks are now able to do so.\u00a0 They can now save, invest, and have access to <a href=\"https:\/\/kobotalk.com\/BLOG\/4-finance-tools-every-business-finance-team-must-have\/\">financial tools<\/a> to help them live well, be debt free and achieve financial freedom.<\/span><\/p>\n\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">In this post, I will show you some websites and mobile apps you can start using today to save and invest money wisely in an automated manner wherever you may be in Nigeria or Africa generally.<\/span><\/p>\n<h2><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\"><strong>What You Need to Start Using Online Savings and Investment Platforms\u00a0<\/strong><\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">All you need to access these savings and investment platforms are your mobile smart phones (android or ios) and similar other devices with a data subscription.\u00a0 Or your laptop or desk top with internet access.\u00a0 <\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">In addition, you will need the following:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">Bank account, <\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">Debit card, <\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">Bank Verification Number (BVN) and <\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">a valid means of identification.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">Some of the apps are strictly for savings. Others are primarily investment apps.\u00a0 A good number of them offer both savings and investing as well as <a href=\"https:\/\/kobotalk.com\/BLOG\/quick-loan-without-collateral\/\">loans.\u00a0 <\/a><\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">A number of these platforms now offer the opportunity for retail investors like you to access the global market.\u00a0 Thus, with the help of such online investment pltaforms you can invest in matured markets like the USA, UK, China, European Union, and earn dollar denominated returns.<\/span><\/p>\n<h2>Online Savings and Investment Platforms In Nigeria<\/h2>\n<h2><span style=\"font-family: arial, helvetica, sans-serif;\">savings Apps<\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">These apps and\/or platforms provide users with the technology to automate savings, earn high returns. They also offer access to fianancial tools to help users manage their finances.\u00a0 The saving plans they offer may come in the form of regular savings package, target savings or fixed deposit investments.<\/span><\/p>\n<p><a href=\"https:\/\/kobotalk.com\/BLOG\/best-investment-options-in-nigeria\/\">Also Read: Your Best Investment Options In Nigeria<\/a><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">The top apps in this category include:<\/span><\/p>\n<p><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#1. <strong>Carbon<\/strong><\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Carbon is a digital financial services provider that has transformed from a simple credit solution to an integrated financial power house with presence in Nigeria, Ghana and Kenya.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">It is a digital bank that offers loans to individuals and businesses, high-yield investment opportunities and financial managment tools.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">It also offers market-leading returns on savings packages of upto 15.5% p.a and with a wide range of plans that allows you save as you wish.\u00a0 The cash vault allows you lock away a bulk cash for a period of time (fixed deposit) starting with as little as N50,000 with generous interest. Flex save is your regular savings account in which you put away as little amount as possible and as often as you wish.<\/span><\/p>\n<p><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#2. <strong>Cowrywise<\/strong> <strong>\u00a0 \u00a0 \u00a0<\/strong><\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">This is one of the very popular savings and investment platforms in Nigeria on our list. This platform gives you the opportunity to automate your savings.\u00a0 You decide how you save and when you save:\u00a0 daily, weekly, or monthly.\u00a0\u00a0<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-family: arial, helvetica, sans-serif;\"><span style=\"font-size: 16px;\">Cowrywise pays interest of between 10 &#8211; 15 percent per annum on your savings.\u00a0 And this is accrued and credited to your account on a daily basis.\u00a0 <\/span><span style=\"font-size: 16px;\">You can withdraw from your savings at any time and also qualify for Cowrywise loans at a cheap rate.\u00a0<\/span><\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Cowrywise rates your savings score as you continue to use the platform.\u00a0 A high savings scores qualifies you to access loans at minimal interest rate on the platform. This platform also offers opportunities for users to invest in Nigerian stocks, mutual funds, treasury bills and other asset classes.\u00a0 With N100, a user can start investing in the Cowrywise platform.<\/span><\/p>\n<p><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#3.\u00a0 <strong>PiggyVest<\/strong>\u00a0<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">Formerly, PiggyBank.\u00a0 It is the first and about the most popular of these savings and investment platforms in Nigeria. According to informtion on its website, Piggyvest gives Nigerians the power to manage their finances by making it more transparent.<\/span><\/p>\n<p style=\"font-size: 20px; text-align: left;\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">You can choose to save small amounts or as big as you can periodically &#8211; daily, weekly, or monthly towards specific causes, programmes and projects and earn interest of between 10 &#8211; 17 percent,<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">Or chose to lock away your savings for a particular period of time in the Safe Lock which is equivalent to a fixed deposit account in a regular commercial bank.<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">You can save between N50 &#8211; N25,000 daily, N1,000 &#8211; N100,000 weekly and N3,000 &#8211; N500,000 monthly and with their quicksave option you can add more funds to your savings at any time to the tune of N500,000 per time.<\/span><\/p>\n<h3 style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#4\u00a0 <strong>SmartSaver<\/strong>\u00a0 \u00a0<\/span><\/h3>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">An online savings and investment platform which aim is to make saving money easier, smarter, convenient and secured.\u00a0\u00a0<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">Set your savings target and approach on daily, weekly, or monthly bases.\u00a0 Withdrawal is quarterly and your money earns interests far much higher than what you get on a regular bank savings account.<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">SmartSaver investment savings pays as high as 30 percent per annum while their SuperSave product pays up to 8 percent per annum, quarterly at 2 percent per quarter.<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">SmartSaver users enjoy the benefit of getting a loan from them without collateral.<\/span><\/p>\n<h3 style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#5\u00a0 \u00a0Alat<\/span><\/h3>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">This platform is powered by Wema Bank and can be said to be more than just a savings and investment platform. It is prided to be Nigeria&#8217;s first digital bank designed to democratize banking services and make it accessible to all.\u00a0 Using your mobile phone, you can open an account and start an automated savings programme that pays you up to 10% p.a, 3 times what the bank pays its regular saving account customers.<\/span><\/p>\n<h3 style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#6. <strong>Kudabank<\/strong>\u00a0 \u00a0<\/span><\/h3>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">Kudabank is Nigeria&#8217;s first digital-only bank.\u00a0 It&#8217;s actually microfinance bank with a complimenting digital platform that allows customers to start and complete banking transactions online.\u00a0 <\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">On the kudabank app, you can save, invest and borrow, all in an automated manner.\u00a0 Since Kudank is a microfinance bank, the Nigeria Deposit Insurance Corporation (NDIC) insures its deposits.\u00a0<\/span><\/p>\n<h3 style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#7.\u00a0 <strong>Riby <\/strong>\u00a0\u00a0<\/span><\/h3>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">This app assists individuals and small businesses to save, invest, and borrow money at competitive interest rates.\u00a0 The platform has modules for different market segments: Riby Cooperative addresses the need of Cooperatives, Associations and Trade Group helping them manage member contributions, savings, and borrowing; Riby Peer lending, which allows peer-to-peer lending and the Riby Saver App which allows users automate their saving.<\/span><\/p>\n<h3 style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#8.\u00a0 <strong>Kolopay<\/strong>\u00a0<\/span><\/h3>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">A mobile app that allows you save towards planned target over a period of time.\u00a0 With kolopay<a href=\"https:\/\/kolopay.com\/\">,<\/a> you can share your savings goals with friends and family so that the also can be part of your plan by contributing towards your goal.\u00a0 You earn interest on your savings at 6 percent annum.<\/span><\/p>\n<h3 style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#9.\u00a0 <strong>I-Invest\u00a0<\/strong><\/span><\/h3>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">A product of Parthian Partners Ltd, i-invest is a mobile app that helps retail investors buy securities like treasury bills, eurobond and equities without the help of a broker.\u00a0<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">All a user has to do is download the app from Google Play Store or iOS, create and account, fund it and begin to invest in instruments of his or her choice.<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">The minimum investment is N100,000.\u00a0\u00a0<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#10. Jetseed<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Jetseed is a platform that allows you to save and plan securely.\u00a0 With as low as NGN100 you can start using this platform to save and meet specific targets such as: rent payment, pay school fees, meet wedding expenses, purchase household equipment, etc.\u00a0 The app also provides you with financial planning tools to help you plan and manage your finances.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Apart from helping you save and plan your finances, the Jetseed app also provides you the tool to send and receive money to and from family and friends through a bank account.\u00a0 This platform is powered by Marvelous MFB, a CBN licensed microfinance bank.<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#11. Crowdyvest<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Crowdyvest provides a super smart way for individuals and small businesses to save and grow their moeny using the power of digital technology. The the platform&#8217;s offerings for individual users helps them create a financial and plan to help them achieve financial freedom.\u00a0 On crowdyvest, you can create multiple saving plans to meet different life purposes.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Their business offerings provides small businesses with useful plugins to help them scale their businesses. Crowdyvest pays between 12 &#8211; 15% p.a. interest rates on their savings plans.\u00a0 Choose from an array of four plans (Flex, Flex Dollar, Vault and Pace) to achieve your goals.<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#12. Vestpay<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">If you are looking for an optimal way to save, invest, and plan and achieve your goals, Vestpay is the answer.\u00a0 You can earn interest of upto 15% per annum on this website and can also get easy loans on meeting prescribed criteria.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">The platform also offers amazing ROI on its investment products.\u00a0 It allows you invest in agriculture, real estates and other windows to help you build long term wealth.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">This is a relatively new investment app. However, so far it has not had any negative review.<\/span><\/p>\n<h2><span style=\"font-family: arial, helvetica, sans-serif;\">Investment Apps<\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Investment apps are platforms that helps you invest in array of asset classes, namely stocks, mutual funds and money market instruments.\u00a0 Some of these apps also allows you to invest in foreign stocks and assets, particularly the United States. Here are some of these apps.<\/span><\/p>\n<h3 style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#13. <strong>Payday Investor\u00a0<\/strong><\/span><\/h3>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">The Payday investor is an online investment platform powered by ARM Investment Managers, a Nigerian wealth management company.\u00a0 This mobile app helps you invest in array of mutual funds for optimal returns.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">You can either create an account on their web portal or download the mobile app on your mobile phone.<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">For people who are looking for convenient ways to start saving, investing and accumulating wealth, it is now easier with these fintech initiatives.\u00a0 Review the <strong>available<\/strong> online savings and investment platforms service providers and choose the one that most address your needs.<\/span><\/p>\n<h3><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\"><strong>#14. Wealth.ng\u00a0 \u00a0<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">This technology company is a subsidiary of Sankore Investment Ltd, a registered stockbroking firm and dealer member of the Nigeria Stock Exchange.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">With Wealth.ng, investing across asset class become very easy.\u00a0 You can invest in stocks, bonds, treasury bills, mutual funds and real estates just by clicking the relevant button on wealth.ng app.<\/span><\/p>\n<p><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">This app helps you to trade online, the domestic financial market.\u00a0 Access the platform from wherever you are, from any part of world and pay in any currency.\u00a0\u00a0<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#15. LeadTrader<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">LeadTrader is the online trading app from Lead Capital, a foremost investment banking and brokerage company in Nigeria.\u00a0 With LeadTrader, users have access to a wide range of investment options, including quoted stocks on the Nigeria Exchange Limited, mutual funds and the Federal Savings Bonds. Download the app, create account, upload relevant documents to get your cscs account, fund your account and start trading or investing in the asset classes of your choice.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">It&#8217;s as easy as that.<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#16. InvestNow<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Investnow is a product of United Capital.\u00a0 The platform offers users the opportunity of investing in the Nigerian stock market and in other asset classes without hazzle.\u00a0 All you need do is open an account on the website www.investnow.ng, set up how you want to invest.\u00a0 This can be daily, weekly, or monthly and select product of interest: mutual funds, stocks or money market funds.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Then allow the fund managers go to work on your behalf.\u00a0 The platform automates your investment plans and allows you concentrate on other important life needs.\u00a0 It also gives you access to solid market information and financial planning tools.\u00a0<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#17. Afrinvestor<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Afrinvestor is the digital platform of Afrinvest Securities Limited, one of the top investment bank and brokerage services in Nigeria.\u00a0 The platform allows investors to trade in Nigerian stocks with ease.\u00a0 All you need to buy qouted equities is to open an account on the www.afrinvestor.com or download the app to your smart phone, create accounts, upload required documents, provide necessary information, fund your account and start buying and selling stocks as you wish.<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#18. Mytrade Book<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Mytrade book is the online investing platform promoted by Greenwhich Trust Limited, a SEC licensed brokerage company in Nigeria. The platform makes it easy for investors to buy and sell Nigerian equities and other securities such as mutual funds, <a href=\"https:\/\/kobotalk.com\/BLOG\/investment-opportunities-in-the-money-market-you-can-explore-them-to-make-money\/\">bonds and treasury bills.<\/a><\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Minimum amount you need to start investing via Mytradebook is NGN10,000 and with this you can access array of blue chip stocks, bonds, treasury bills and mutual funds on the go.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Get started in three easy steps: create an account on the portal www.mytradebook.com, fund your account and start trading.<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#19. Yochaa<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">The Yochaa platform allows you to buy and sell stocks traded on the Nigeria Exchange Limited from the comfort of your home.\u00a0 Yochaa is not a broker.\u00a0 It is a technology firm in partnership with Cardinal Stone Securities Ltd.\u00a0 Cardinal Stone is a Nigerian licensed stock broking firm and it is the firm that provide all brokerage services for Yochaa platform users.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">A unique feature of this platform is that it provides users with tools and reach market data to analyse equities to aid investors in stock selection.\u00a0 It also offers users the tool to track all their investments in one place., as well as to connect and exchange ideas with financial experst and other investors.<\/span><\/p>\n<h3 style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">#20.\u00a0 <strong>FBN Edge\u00a0\u00a0<\/strong><\/span><\/h3>\n<p style=\"font-size: 20px;\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">FBN Edge is powered by FBN Quest Asset Management Ltd, a member of the First Bank Holdings.\u00a0 It is a mobile app which provides users access to invest in mutual funds and monitor your investments on the go.\u00a0 FBN Edge benefits from the expertise of fund managers at FBN Quest to provide good returns to its users.<\/span><\/p>\n<h2><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>Invest In US Stocks from Nigeria<\/strong><\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">In this segment we highlight some of the online investment apps that offers ordinary folks the opportunity to invest in US stocks from Nigeria. The beauty of this is that you can invest in Naira and reap your benefits in dollars.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Here are some the leading apps in this category<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#21. Bamboo<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Invest Bamboo prides itself as the easiest access route to smart investment options that earns high real returns.\u00a0 The app or platform makes investment affordable and accessible because it breaks the barriers.\u00a0 Most importantly, it offers array of foreign equities, particularly US equities and makes it easy for Africans to invest in those equities right from the comfort of their homes in Africa.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Thus, those who are looking for veritable way to hedge against the depreciating value of their local currency, here&#8217;s the opportunity to earn in dollar.\u00a0 With Bamboo, you are able to invest in very profitable US companies like Microsoft, FaceBook, Twitter, Tesla, etc.\u00a0<\/span><\/p>\n<p>Minimum amount you need to start investing is $20<\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">It takes only a few simple steps to start investing through Bamboo.\u00a0 Download the app, create an account, upload relevant documents, fund your account and start investing.\u00a0 You don&#8217;t need a broker or any other intermediary to access the market.\u00a0\u00a0<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#22. Chaka<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Chaka has the record of being the first Nigerian fintech company approved by the Securities and Exchange Commission to offer digital financial services.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">The owners say the mission of the platform is to enable every person and business in Africa to access borderless digital investment and wealth management opportunities.\u00a0 With Chaka you can invest in an array of Naira portfolios as well as foreign assets in blue chip companies around the world.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">To get started simply start from downloading the app and following through the process.\u00a0 With as low as $10 or NGN1,000, you can start nvesting now with Chaka.<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#23. Rise<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Rise is a simple solution that connects users and give them the access to invest in dollar-denominated investments in mature markets.\u00a0 The goal is to help retail investors in developing economies and emeging markets moderate currency shocks, effects of devaluation and to enable them earn higher returns on investment.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Rise offers users access to a variety of asset classes including stocks of global blue chip companies, mutual funds and real estates.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Minimum investment you need to start on this app is $10.<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#24. Trove<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">This investing app empowers you to become a global investor with as little as NGN1,000.\u00a0 Using this app, you can buy into blue chip companies in the United States, China and Nigeria. Apart from stocks, you can also invest in mutual funds, Exchange Traded Funds, Bonds and other Fixed Income Instruments in these countries.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Some benefits you get from using Trove include: simple registration (you open account in few minutes), low entry point (Trove offers fractional investing) and resources to become an intelligent investor.\u00a0 Fractional investing allows you to buy into high cap stocks with just a fraction of the cost.\u00a0 Thus, with NGN1,000\u00a0 or $20 you can get the stock of Netflix\u00a0 or Microsoft, etc.\u00a0<\/span><\/p>\n<h3><span style=\"font-family: arial, helvetica, sans-serif;\">#25. Passifolio<\/span><\/h3>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Passifolio is not a Nigerian company.\u00a0 It is a Francisco based fintech firm that provides reliable, fast, secure and affordable access to global investors to invest in Nasdaq qouted securities, digital assets and dollar income programs.\u00a0 It offers services through Passifolio Financia and US Bank Accounts is provided by Synapse and its banking partners.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Passifolio affords users to internationalize their financial life in a much more affordable way. You deposit money into your Passifolio Account in your local currency and have the dollar equivallent reflected same day.\u00a0 However you may incure higher cost due to the different charges that are applied.\u00a0 This may include: an exchange conversion, a deposit fee and traditional card charges.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Assets that you can trade on the Passifolio platform include stocks and cryptos<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\"><strong>Finally<\/strong><\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">Here you have it: Top 25 Online Savings and Investment Platforms In Nigeria. Let me add this: The portals and\/or apps discussed here are\u00a0 based on my review and interview with some users.\u00a0 I have listed them in no particular order of ranking.\u00a0 <\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 16px;\">I strongly advise that you do your own research and due diligence before committing money in any scheme including online savings and investment platforms.\u00a0\u00a0<\/span><\/p>\n<p style=\"font-size: 20px;\"><span style=\"font-size: 16px; font-family: arial, helvetica, sans-serif;\">To your success<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 10<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>Online savings and investment platforms and apps are some of the positive disruptions in financial services brought about by digital technology. These platforms are helping to drive financial inclusion by making it easier for ordinary folks to plan their finances&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":632,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[5],"tags":[23,40,28],"class_list":["post-637","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-investment","tag-personal-finance","tag-saving-money"],"a3_pvc":{"activated":true,"total_views":3719,"today_views":0},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 25 Online Savings and Investment Platforms In Nigeria to Make Money - KOBOTALK BLOG<\/title>\n<meta name=\"description\" content=\"These savings and investment platforms in Nigeria are designed to help you automate your wealth building plans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kobotalk.com\/BLOG\/savings-and-investment-platforms-in-nigeria\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 25 Online Savings and Investment Platforms In Nigeria to Make Money - KOBOTALK BLOG\" \/>\n<meta property=\"og:description\" content=\"These savings and investment platforms in Nigeria are designed to help you automate your wealth building plans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kobotalk.com\/BLOG\/savings-and-investment-platforms-in-nigeria\/\" \/>\n<meta property=\"og:site_name\" content=\"KOBOTALK BLOG\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/web.facebook.com\/kobotalkng\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-09T08:20:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-17T16:19:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/08\/money-e1657262713588.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Buchi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Buchi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Top 25 Online Savings and Investment Platforms In Nigeria to Make Money - 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He provides strategic advisory to help SME's, small business owners and HNI's grow profitable business and make informed investing decisions.","url":"https:\/\/kobotalk.com\/BLOG\/author\/kobo20\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/08\/money-e1657262713588.jpg?fit=600%2C400&ssl=1","jetpack-related-posts":[{"id":592,"url":"https:\/\/kobotalk.com\/BLOG\/paylater-payvest\/","url_meta":{"origin":637,"position":0},"title":"Paylater Announces Its High-Yield Investment Feature, Payvest","author":"Kbt","date":"July 9, 2018","format":false,"excerpt":"Paylater's new product feature, PayVest, is designed to cater to users that want to get higher returns than a regular savings account or other common investment options can provide. The product is carefully built to encompass the features of a modern, digital savings account as well as provide customers with\u2026","rel":"","context":"In &quot;Money Talk&quot;","block_context":{"text":"Money Talk","link":"https:\/\/kobotalk.com\/BLOG\/category\/money-talk\/"},"img":{"alt_text":"","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/07\/Payvest.png?fit=628%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/07\/Payvest.png?fit=628%2C628&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2018\/07\/Payvest.png?fit=628%2C628&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":4353,"url":"https:\/\/kobotalk.com\/BLOG\/5-investment-you-can-make-with-5000-naira-in-nigeria\/","url_meta":{"origin":637,"position":1},"title":"5 Investment You Can Make With 5000 Naira In Nigeria","author":"Buchi","date":"April 1, 2022","format":false,"excerpt":"If you are reading this piece, you are probably wondering what you can do\u00a0 with 5,000 Naira.\u00a0 It's small and to some people, it's a change they can easily spend at the bar. 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