{"id":961,"date":"2019-03-20T08:55:35","date_gmt":"2019-03-20T08:55:35","guid":{"rendered":"https:\/\/kobotalk.com\/?p=961"},"modified":"2025-07-04T19:40:10","modified_gmt":"2025-07-04T19:40:10","slug":"quick-loan-without-collateral","status":"publish","type":"post","link":"https:\/\/kobotalk.com\/BLOG\/quick-loan-without-collateral\/","title":{"rendered":"How to Get A Quick Loan Without Collateral in Nigeria"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 5<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span><div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_961\" class=\"pvc_stats all  \" data-element-id=\"961\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" viewBox=\"0 0 502 315\" preserveAspectRatio=\"xMidYMid meet\"><g transform=\"translate(0,332) scale(0.1,-0.1)\" fill=\"\" stroke=\"none\"><path d=\"M2394 3279 l-29 -30 -3 -207 c-2 -182 0 -211 15 -242 39 -76 157 -76 196 0 15 31 17 60 15 243 l-3 209 -33 29 c-26 23 -41 29 -80 29 -41 0 -53 -5 -78 -31z\"\/><path d=\"M3085 3251 c-45 -19 -58 -50 -96 -229 -47 -217 -49 -260 -13 -295 52 -53 146 -42 177 20 16 31 87 366 87 410 0 70 -86 122 -155 94z\"\/><path d=\"M1751 3234 c-13 -9 -29 -31 -37 -50 -12 -29 -10 -49 21 -204 19 -94 39 -189 45 -210 14 -50 54 -80 110 -80 34 0 48 6 76 34 21 21 34 44 34 59 0 14 -18 113 -40 219 -37 178 -43 195 -70 221 -36 32 -101 37 -139 11z\"\/><path d=\"M1163 3073 c-36 -7 -73 -59 -73 -102 0 -56 133 -378 171 -413 34 -32 83 -37 129 -13 70 36 67 87 -16 290 -86 209 -89 214 -129 231 -35 14 -42 15 -82 7z\"\/><path d=\"M3689 3066 c-15 -9 -33 -30 -42 -48 -48 -103 -147 -355 -147 -375 0 -98 131 -148 192 -74 13 15 57 108 97 206 80 196 84 226 37 273 -30 30 -99 39 -137 18z\"\/><path d=\"M583 2784 c-38 -19 -67 -74 -58 -113 9 -42 211 -354 242 -373 16 -10 45 -18 66 -18 51 0 107 52 107 100 0 39 -1 41 -124 234 -80 126 -108 162 -133 173 -41 17 -61 16 -100 -3z\"\/><path d=\"M4250 2784 c-14 -9 -74 -91 -133 -183 -95 -150 -107 -173 -107 -213 0 -55 33 -94 87 -104 67 -13 90 8 211 198 130 202 137 225 78 284 -27 27 -42 34 -72 34 -22 0 -50 -8 -64 -16z\"\/><path d=\"M2275 2693 c-553 -48 -1095 -270 -1585 -649 -135 -104 -459 -423 -483 -476 -23 -49 -22 -139 2 -186 73 -142 361 -457 571 -626 285 -228 642 -407 990 -497 242 -63 336 -73 660 -74 310 0 370 5 595 52 535 111 1045 392 1455 803 122 121 250 273 275 326 19 41 19 137 0 174 -41 79 -309 363 -465 492 -447 370 -946 591 -1479 653 -113 14 -422 18 -536 8z m395 -428 c171 -34 330 -124 456 -258 112 -119 167 -219 211 -378 27 -96 24 -300 -5 -401 -72 -255 -236 -447 -474 -557 -132 -62 -201 -76 -368 -76 -167 0 -236 14 -368 76 -213 98 -373 271 -451 485 -162 444 86 934 547 1084 153 49 292 57 452 25z m909 -232 c222 -123 408 -262 593 -441 76 -74 138 -139 138 -144 0 -16 -233 -242 -330 -319 -155 -123 -309 -223 -461 -299 l-81 -41 32 46 c18 26 49 83 70 128 143 306 141 649 -6 957 -25 52 -61 116 -79 142 l-34 47 45 -20 c26 -10 76 -36 113 -56z m-2057 25 c-40 -58 -105 -190 -130 -263 -110 -324 -59 -707 132 -981 25 -35 42 -64 37 -64 -19 0 -241 119 -326 174 -188 122 -406 314 -532 468 l-58 71 108 103 c185 178 428 349 672 473 66 33 121 60 123 61 2 0 -10 -19 -26 -42z\"\/><path d=\"M2375 1950 c-198 -44 -350 -190 -395 -379 -18 -76 -8 -221 19 -290 114 -284 457 -406 731 -260 98 52 188 154 231 260 27 69 37 214 19 290 -38 163 -166 304 -326 360 -67 23 -215 33 -279 19z\"\/><\/g><\/svg><\/i> <img data-recalc-dims=\"1\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxIDEiIHdpZHRoPSIxIiBoZWlnaHQ9IjEiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZpMC53cC5jb20lMkZrb2JvdGFsay5jb20lMkZCTE9HJTJGd3AtY29udGVudCUyRnBsdWdpbnMlMkZwYWdlLXZpZXdzLWNvdW50JTJGYWpheC1sb2FkZXItMnguZ2lmJTNGcmVzaXplJTNEMTYlMjUyQzE2JTI2c3NsJTNEMSIgZGF0YS13PSIxIiBkYXRhLWg9IjEiIGRhdGEtYmlwPSIiPjwvc3ZnPg==\" data-spai=\"1\" border=0 \/><noscript data-spai=\"1\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif?resize=16%2C16&ssl=1\" data-spai-egr=\"1\" border=0 \/><\/noscript><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>Online lending platforms and\/or mobile apps makes it possible for individuals and small business to get a quick loan without collateral. Thus, You no longer need to deal with the frustrating challenges of accessing conventional bank loans.<\/p>\n<p>In this post, we highlight some of the popular loan apps in Nigeria or online lending portals where you can get a quick loan without collateral.<\/p>\n<p>But first, let us look at <strong>How it works<\/strong>.<\/p>\n<p>Basically these websites and loan apps are products of financial technology companies (fintech). Computer algorithms uses set parameters to assess loan applicants and decide whether they get the loans or not.<\/p>\n<p>On approval, the applicant receives the loan am\\ount directly into his bank account. Similarly, when repayment is due, the borrower&#8217;s bank account is automatically debited for the loan amount plus interest.<\/p>\n<h2><span style=\"font-size: 16px;\"><strong>What you need to access loans on these platforms are<\/strong><\/span><\/h2>\n<p>#Smartphone or Tab<\/p>\n<p>#Data subscription<\/p>\n<p>#Bank account<\/p>\n<p>#Bank Verification Number<\/p>\n<p>#Debit Card (ATM)<\/p>\n<p>Procedure for applying and obtaining loans from mobile lenders.<\/p>\n<ul>\n<li>Research online lending platforms available and decide on the one to use<\/li>\n<li>Download the mobile application from the Google Play Store<\/li>\n<li>Register and create a PIN<\/li>\n<li>Login and fill out their forms<\/li>\n<li>Supply all the information required.<\/li>\n<li>Link your ATM card.<\/li>\n<\/ul>\n<p>The first step is the pre-qualification stage.\u00a0 Once you have completed the online forms, the system will generate a report stating whether or not you are meet the requirement for loans on the platform.<\/p>\n<p dir=\"ltr\">If you meet the criteria, you can then apply for the loans. Some platforms will disburse instantly, others will disburse within 24 hours. On most platforms you can access minimum of N10,000 and up to N2,000,000.<\/p>\n<p>Enough of the tutorial, now let&#8217;s identify some of the websites\/apps that give quick loan without collateral in Nigeria<\/p>\n<h2>1. <strong>Branch<\/strong> \u00a0<\/h2>\n<p>On the <a href=\"https:\/\/branch.com.ng\/\">branch<\/a> mobile app, you can access loan of between N1,000 to N200,000 with up to 64 weeks repayment period. Generally interest they charge depends on an applicant&#8217;s credit score.\u00a0 But it may range from 14 per cent to 28 percent per annum.<\/p>\n<p>The Branch App is a popular choice for entrepreneurs in Nigeria and Kenya .<\/p>\n<h2>2. <strong>Palm Credit<\/strong><\/h2>\n<p>You can take as many instant loan as you need on the Palm Credit App once you know your credit limit.\u00a0 <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.transsnetfinancial.palmcredit&amp;hl=en\" target=\"_blank\" rel=\"noopener noreferrer\">Palm Credit<\/a> is a virtual credit card that makes it easy for you to access loan of up to N100,000 using your mobile phone from any location.\u00a0<\/p>\n<p>As you repay, your credit score improves and you are able to take more loans. You must be 18 years and above, have a valid phone number and a bank account to be able access palm credit loans.\u00a0\u00a0<\/p>\n<p>Two types of loans are available on the platform &#8211; airtime loan (up to NGN10,000) for airtime purchases.\u00a0 And installment loan (up to NGN100,000).<\/p>\n<h2>3. <strong>Kiakia<\/strong><\/h2>\n<p><em>Kiakia <\/em>means quick quick in Nigeria street language. I guess the promoters use this expression to emphasis how fast it s to access loans on this platform.\u00a0\u00a0<\/p>\n<p>A digital financial market place, <a href=\"https:\/\/kiakia.co\/\" target=\"_blank\" rel=\"noopener noreferrer\">kiakia<\/a> uses big data, machine learning algorithms to provide both direct and peer to peer lending.\u00a0 What this means is that\u00a0 you can obtain loans and also lend through this platform.<\/p>\n<p>The interest you pay on loans depends on your credit score and can range from 0.4 percent to 0.8 percent per day.\u00a0 Kiakia appeals to the ordinary Nigeria who is looking to where to get a quick loan without collateral to meet urgent personal needs.<\/p>\n<h2>4. <strong>Snap Credit<\/strong><\/h2>\n<p>\u00a0Snap Credit focusses on salary earners. It provides people in paid employment with the opportunity to access cheap credit against their pay cheques.\u00a0\u00a0<\/p>\n<p>Employees apply for loans online using their mobile phone devices.\u00a0 Verification is done real time and approved\u00a0 loan amounts credited to applicant&#8217;s account.\u00a0<\/p>\n<p>Repayments are tied to employees&#8217; salaries payments.\u00a0 This means that you must be in a paid job to qualify for Snap Credit loans.<\/p>\n<h2>5. <strong>MoneyPal<\/strong><\/h2>\n<p>MoneyPal is a product of Zedvance Finance Limited, a consumer finance company. With the moneypal app, users can access loans of up to NGN5,000,000.\u00a0 Their nano loan allows you get as little as NGN10,000.\u00a0<\/p>\n<p>The operators of moneypal promise rapid disbursement, responsive support and transparency.<\/p>\n<h2>6.<strong> Paylater<\/strong><\/h2>\n<p>This is a popular completely online lending portal that gives individuals and small businesses up to N500,000 loans without collateral.\u00a0<\/p>\n<p><a href=\"https:\/\/paylater.ng\/\" target=\"_blank\" rel=\"noopener noreferrer\">Paylater<\/a> loans are instant and you can receive your cash into your bank account in as little as 5 minutes on approval. Repaying on time and unlock higher loan amounts at lower interest rates. This is a reward for improved credit score on the Paylater platform.<\/p>\n<h2>7. Credit Direct<\/h2>\n<p>Credit direct is a leading micro-lending company in Nigeria.<\/p>\n<p>They offer a variety of loan products: car, house rent, school fees, etc.\u00a0 On <a href=\"https:\/\/www.creditdirect.ng\/\">creditdirect<\/a> you can access up to NGN5,000,000<\/p>\n<h2>8. <strong>Fair Money<\/strong><\/h2>\n<p>This app offers short-term loans to help its users deal with urgent needs: bills, business and much more.\u00a0 Its loans are accessible anytime, anywhere and disbursement can be done within five minutes of loan approval.<\/p>\n<p>Fair Money gives personal loans, education loans and business loans, using technology to make the process instant, affordable and without hassle.<\/p>\n<p>Loan amount offered by fairmoney ranges from \u20a62,500 to \u20a6100,000 with loan term durations of 4 \u2013 26 weeks and equivalent monthly interest which ranges from 5% \u2013 28%. There are no additional fees for processing your loan or hidden costs.<\/p>\n<h2>9. <strong>ALAT by Wema Bank<\/strong><\/h2>\n<p>This is a digital bank that is powered by Wema Bank.\u00a0 through which users can have access to a full compliment of banking services: account opening, savings, money transfer and bills payment.<\/p>\n<p>Users can also have access to instant loan of up to N200,000 without the usual paper work of the bank. Processing of loan request on the Alat Platform is completely online.\u00a0 No visitation to the bank and without the bank&#8217;s usual collateral conditions.<\/p>\n<p>Interest charged on ALAT loans are based on credit score.<\/p>\n<h2>10. <strong>Aella Credit<\/strong><\/h2>\n<p>Aella Credit\u00a0 focusses on employee lending.\u00a0 It&#8217;s algorithm determines applicant&#8217;s eligibility focusing on social, demographic and debt\/income ratios.\u00a0<\/p>\n<p>Aella can give loans without collateral of up to NGN100,000 at an interest rate of between 4 percent to 29 percent. The more you repay your loan on time, the more you are qualified for a higher loan.<\/p>\n<h2>11. <strong>Fint<\/strong><\/h2>\n<p>\u00a0Fint partners with institutions like Vetiva, First Bank, Old Mutual and XDS Credit Bureau to provide market place lending. It&#8217;s goal is to enhance financial inclusion in Nigeria.<\/p>\n<p>On the fint app, you can borrow between NGN20,000 and N1,000,000 for a fixed term of 3 months, 6 months or 12 months and at an interest rate that is as low as 2 percent monthly.\u00a0<\/p>\n<p>Get the loans without collateral and pay back principal and interest monthly.<\/p>\n<h2>12. <strong>QuickCheck<\/strong><\/h2>\n<p>Users of <a href=\"https:\/\/quickcheck.ng\/\">QuickCheck<\/a> mobile app can access up to NGN30,000 hassle free loans without collateral for a tenor of between 15 &#8211; 30 days.\u00a0<\/p>\n<p>This platform is a mass consumer loan app designed to reach as many financially excluded people as possible.<\/p>\n<h3>A Word of Caution<\/h3>\n<p>Online lending is disrupting the traditional ways lending is done in Nigeria. It is making access to credit easier for individual and small businesses. But with more portals and mobile apps being introduced into market regularly,\u00a0 it advised that one does a thorough due diligence before patronizing some of these programmes.\u00a0<\/p>\n<p>Doing business online come with some risks.\u00a0\u00a0<\/p>\n<p>Some people have complained of inefficiency on some of the platforms out there.\u00a0 There are apps that have been described as fraudulent as they will ask for upfront fees at the application stage.\u00a0<\/p>\n<p>To stay safe: conduct due diligence on any platform before you are considering to use, ask questions and get referrals.\u00a0 If somebody has used a certain platform and is happy,\u00a0 it is a comfort; read and understand the terms and conditions, and ensure you comply with them.<\/p>\n<p>As a rule, patronize the popular apps\/portals. A credible institution will not ask you to part with money in the name of upfront fees.\u00a0<\/p>\n<p>Finally, easy access to loans can be an easy road to debt. Be careful as many of these online lenders can use unconventional means to recover loans from debtors.\u00a0 A lot borrowers have been unnecessarily embarrassed over small debts.\u00a0<\/p>\n<p>If you find you over-borrowing, take these <a href=\"https:\/\/kobotalk.com\/BLOG\/personal-loan-how-to-avoid-getting-into-the-debt-trap\/\">steps to avoid getting into a debt trap<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 5<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>Online lending platforms and\/or mobile apps makes it possible for individuals and small business to get a quick loan without collateral. Thus, You no longer need to deal with the frustrating challenges of accessing conventional bank loans. In this post,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":963,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-961","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-talk"],"a3_pvc":{"activated":true,"total_views":1079,"today_views":0},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Get A Quick Loan Without Collateral in Nigeria - KOBOTALK BLOG<\/title>\n<meta name=\"description\" content=\"Check out these websites and mobile apps if you are looking for where to get a quick loan without collateral as an individual or a business.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kobotalk.com\/BLOG\/quick-loan-without-collateral\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Get A Quick Loan Without Collateral in Nigeria - KOBOTALK BLOG\" \/>\n<meta property=\"og:description\" content=\"Check out these websites and mobile apps if you are looking for where to get a quick loan without collateral as an individual or a business.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kobotalk.com\/BLOG\/quick-loan-without-collateral\/\" \/>\n<meta property=\"og:site_name\" content=\"KOBOTALK BLOG\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/web.facebook.com\/kobotalkng\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-20T08:55:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-04T19:40:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kobotalk.com\/BLOG\/wp-content\/uploads\/2019\/03\/loan-without-collateral.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"942\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Buchi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Buchi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Get A Quick Loan Without Collateral in Nigeria - 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He provides strategic advisory to help SME's, small business owners and HNI's grow profitable business and make informed investing decisions.","url":"https:\/\/kobotalk.com\/BLOG\/author\/kobo20\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2019\/03\/loan-without-collateral.jpg?fit=942%2C628&ssl=1","jetpack-related-posts":[{"id":122,"url":"https:\/\/kobotalk.com\/BLOG\/business-loan-2\/","url_meta":{"origin":961,"position":0},"title":"6 Reasons Your Bank Would Not Give You That Business Loan","author":"Buchi","date":"August 29, 2017","format":false,"excerpt":"Have you ever tried to get a business loan from your bank?\u00a0 What was your experience like?\u00a0 Most small business owners I ask these questions give depressing answers: frustrating, nightmarish, not very palatable. Their frustration usually begins from the complex application process to the stringent conditions the banks would require\u2026","rel":"","context":"In &quot;Grow Your Business&quot;","block_context":{"text":"Grow Your Business","link":"https:\/\/kobotalk.com\/BLOG\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/08\/Business-loan.png?fit=960%2C720&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/08\/Business-loan.png?fit=960%2C720&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/08\/Business-loan.png?fit=960%2C720&ssl=1&resize=525%2C300 1.5x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2017\/08\/Business-loan.png?fit=960%2C720&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":4767,"url":"https:\/\/kobotalk.com\/BLOG\/how-personal-loans-can-be-your-highway-to-debt-trap\/","url_meta":{"origin":961,"position":1},"title":"How Personal Loans Can Be Your Highway to Debt Trap","author":"Buchi","date":"March 7, 2023","format":false,"excerpt":"Nowadays, it's so easy to access unsecured personal loans.\u00a0 \u00a0The many loan apps and websites around make it possible for people to obtain loans without the usual collateral requirements of regular commercial banks\/financial institutions. All they need is the borrower's Bank Verification Number (BVN). Here are some of the apps\u2026","rel":"","context":"In &quot;Money Talk&quot;","block_context":{"text":"Money Talk","link":"https:\/\/kobotalk.com\/BLOG\/category\/money-talk\/"},"img":{"alt_text":"Personal Loans","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/03\/pexels-nicola-barts-7926692-1-scaled.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/03\/pexels-nicola-barts-7926692-1-scaled.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/03\/pexels-nicola-barts-7926692-1-scaled.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/03\/pexels-nicola-barts-7926692-1-scaled.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2023\/03\/pexels-nicola-barts-7926692-1-scaled.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":2196,"url":"https:\/\/kobotalk.com\/BLOG\/unsecured-business-loans\/","url_meta":{"origin":961,"position":2},"title":"How COVID-19 Is Threatening the Unsecured Business Loans Sector","author":"Buchi","date":"June 13, 2020","format":false,"excerpt":"Challenges of the rampaging Covid-19 may force financial firms operating in the Unsecured Business Loans space out business soon; this writer observes. Often, our dreams are bigger than our bank accounts. You might want to start a pizza shop downtown. Or, you might have your eye on that 2,000 square\u2026","rel":"","context":"In &quot;Business Ideas&quot;","block_context":{"text":"Business Ideas","link":"https:\/\/kobotalk.com\/BLOG\/category\/business-ideas\/"},"img":{"alt_text":"Unsecured Business Loans","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/06\/unsecured-loans.jpg?fit=924%2C616&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/06\/unsecured-loans.jpg?fit=924%2C616&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/06\/unsecured-loans.jpg?fit=924%2C616&ssl=1&resize=525%2C300 1.5x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2020\/06\/unsecured-loans.jpg?fit=924%2C616&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":2983,"url":"https:\/\/kobotalk.com\/BLOG\/personal-loan-how-to-avoid-getting-into-the-debt-trap\/","url_meta":{"origin":961,"position":3},"title":"Taking A Personal Loan?  Here&#8217;s How to Avoid Getting Into the Debt Trap","author":"Buchi","date":"March 20, 2021","format":false,"excerpt":"Nowadays, it's so easy to access unsecured personal loan.\u00a0 \u00a0The many loan apps and websites around make it possible for people to obtain loans without the usual collateral requirements of regular commercial banks\/financial institutions.\u00a0 All they need is the borrower's Bank Verification Number (BVN).\u00a0 Here are some of the apps\u2026","rel":"","context":"In &quot;Money Talk&quot;","block_context":{"text":"Money Talk","link":"https:\/\/kobotalk.com\/BLOG\/category\/money-talk\/"},"img":{"alt_text":"","src":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2021\/03\/personal-loan.png?fit=640%2C571&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2021\/03\/personal-loan.png?fit=640%2C571&ssl=1&resize=350%2C200 1x, https:\/\/cdn.shortpixel.ai\/spai\/q_lossy+ret_img+to_webp\/i0.wp.com\/kobotalk.com\/BLOG\/wp-content\/uploads\/2021\/03\/personal-loan.png?fit=640%2C571&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":148,"url":"https:\/\/kobotalk.com\/BLOG\/20-public-sources-of-finance-for-your-business-you-can-access-now\/","url_meta":{"origin":961,"position":4},"title":"How to Access Intervention Funds to Grow Your Businss","author":"Buchi","date":"September 1, 2017","format":false,"excerpt":"Did you know that there are intervention funds set up by the government to help SME's finance there businesses? Why am I discussing it in this post? 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