7 Types of Investment Risks You Need to Know And Watch

Reading Time: 7 minutes Risk is a fact of life.  It’s the possibility of something bad, something unexpected happening.  Everything we do bears some level of risk.  There is life risks, business risks, relationship risks and yes, investment risks. However, all around us we see offers that promise to give us so much in return for little effort and without any form of risk. …

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How to Start A Business In 12 Easy Steps

Reading Time: 8 minutes Many people have the aspiration but very few know how to start a business.   Being your own boss gives you an exciting feeling but to so many people, the excitement disappears as soon as they start.  The reason is simple: many aspiring entrepreneurs don’t take the right steps in developing their business ideas, hence many businesses fail for this reason. …

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FGN Bonds: What They Are And How you Can Invest In Them

Reading Time: 4 minutes Note: As at the time of writing this post, rates are generally low.  Yield on 10 Year FGN Bonds is 4.6%  and the coupon on FGN Savings Bond  is 2.5% p.a.  In an environment where inflation is at 13.22% (10/20), these may not encourage capital flows to this asset class.  Except of course, safety of  investment has primacy over returns.  …

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Side Income Ideas for Professionals in Financial Services

Reading Time: 6 minutes In this post I highlight those side income ideas  suitable for people employed in the banking and finance industry.   I am talking about professionals and non-professionals who work in banks, investment firms, insurance companies and finance companies similar organizations. You see there used to be a myth that bankers are paid too much money that they do not need to …

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What Small Business Can I do With NGN100,000 or Less?

Reading Time: 7 minutes What kind of small business can I do with 100,000?  I get asked this question very often.  Fact! There’s always a small business that you can do with little capital.  However, I don’t think this is the right question to ask when you are thinking of starting a business. The reason is that asking questions like these compels you to …

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Best 20 Agricultural Investment Platforms In Nigeria

Reading Time: 10 minutes  Have you always desired to make money farming but don’t want to get dirty doing so?  It’s now possible with agricultural investment platforms.  These platforms provide you with the opportunity to invest in farm projects, earn good returns on investment (ROI) without holding a cutlass or a hoe.  How they Work Majority of them are crowdfunding platforms where people desiring …

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How to Identify Ponzi Schemes and Avoid Them

Reading Time: 9 minutes In 2019 US federal and state authorities identified roughly 60 active ponzi schemes with investors funds estimated at $3.5 billion. The largest within the last decade.   There’s therefore a growing concern that there may soon be a massive burst. This post explains how to identify ponzi schemes and it is intended to guide those who do not want to get …

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