Author: Buchi

My name is Buchi and I am the founder of kobotalk. I am a business enthusiast, a retail investor, and a blogger. My goal is to use this platform to provide free but quality market intelligence to people who are interested in business, investing and in being financially free.
Business Ideas

10 Ways to Make Money This Christmas Season

Buchi / November 5, 2018

Celebrated in about 160 countries, Christmas is arguably the most celebrated festival in the world.  Though a Christian rite observed in memory of the birth of Jesus Christ, the Christmas season has a universal appeal. Its universal appeal stems from the fact that the period coincides with the end of the year when social engagements are at their peak. End of year is usually packed with activities – companies hold retreats and strategy sessions for the coming year, individuals take vacations and travel around the world, social organizations hold dinners, town unions organize a get-together to end the year, fun…

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Grow Your Business

Effective Steps to Separating Your Business and Personal Finances

Buchi / October 30, 2018

What I found common, in my interactions with a good number of entrepreneurs is that they find it difficult to separate their business finances from their personal finances. More often than not the entrepreneur uses proceeds from his business to finance family-related needs.  This practice is a major reason why businesses fail. It is important that entrepreneurs understand the difference between personal finance and business finance.  Personal finance deals with the management of an individual’s cash flow – how you earn income, how you spend what you earn, how you invest and how you manage your risk over time.   Simply…

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Money Talk

7 Ways to Make Money With Your Social Media Accounts

Buchi / October 16, 2018

Social media networks come in many forms such as blogs, forums,  photo-sharing platforms, social gaming sites, microblogs, chat apps, and social network platforms like facebook, twitter, instagrams, youtube, etc. These have become an integral part of our daily lives so much that an average person is said to engage in one type of social media activity or the other for at least 2 hours every day. Facebook, the most popular social networking platform has about 2.3 billion active users as at second quarter of 2018 while it is estimated that by 2021 all social media networks combined will record about…

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Grow Your Business

Essential Tax Matters Every Business Owner Must Know to Avoid the Tax man Troubles

Buchi / September 21, 2018

[contact-form][contact-field label=”Name” type=”name” required=”true” /][contact-field label=”Email” type=”email” required=”true” /][contact-field label=”Website” type=”url” /][contact-field label=”Message” type=”textarea” /][/contact-form] Tax! Let’s talk about it. A good number of small and medium business operators do not understand tax matters and how these affect their businesses, hence the high level of noncompliance. A certain study showed that over 80 percent of small businesses in Nigeria don’t pay taxes.  Some only realize the need to pay tax when their business premises are sealed up by the tax officials, face prosecution or are unable to bid for contracts because they do not have tax clearance certificates. It need…

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Money Talk

Google Adsense: Take These Steps to Get Your Application Approved The First Time

Buchi / August 29, 2018

If you have set up a blog, you are most likely looking forward to monetizing your content so as to,  at least, earn some income to maintain your website.    Whatever the goal may be, Google Adsense has become most bloggers’ first choice when it comes to making money online. This blog is monetized with Google Adsense and in this post, I am going to highlight the important things that you need to do if you desire to get your application approved on the first attempt. First, What is Google Adsense? Google Adsense is an advertising network offered by Google which…

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Investing

Top 12 Online Savings and Investment Platforms In Nigeria

Buchi / August 9, 2018

Online savings and investment platforms are some of the positive disruptions Financial technology (Fintech) has brought to financial services. These platforms are making savings and investing easier for people who hitherto were unable to access financial services through the regular deposit money banks.  With these portals, websites and mobile apps, ordinary folks can now save effectively, invest profitably and even get loans without collateral In this post, I will show you some websites and mobile apps you can start using today to save and invest money wisely in Nigeria in an automated manner.  These savings and investment platforms have helped…

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Money Talk

Money Habits That Can Make You Rich

Buchi / August 2, 2018

Most, if not all the actions we take on a daily basis may appear to be products of well-thought out decision making processes; but they are not.  They are habits.  And when it comes to our finances, these money habits make the difference in whether one is poor or rich because the way a man works, earns, spends or saves money impact his financial health. If you want to build enduring wealth, then take steps to cultivate these effective money habits: #1        Pay yourself first By all means, at all cost pay yourself first every time you earn an income.…

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Grow Your Business

Business Failure: 10 Things An Entrepreneur Must Do To Avoid It

Buchi / July 13, 2018

No entrepreneur wishes to start a business that will fail.  But the incidence of business failure is a reality.  According to statistics 8 out of 10 new businesses fail within their first eighteen months while only about 30% of them survive their 10th anniversary. Economic challenges and bad government policies are some of the excuses an average entrepreneur will give to rationalize a business failure.  It is okay to blame the environment but the truth is that many businesses fail not because of external environmental factors.  A business will fail if the entrepreneur did not put processes in place that…

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Business Ideas

How to Make Money with Small Scale Plantain Chips Making Business

Buchi / July 11, 2018

The income potential of plantain chips production is enormous and this explains why more and more entrepreneurs are becoming interested in this segment of the food processing and packaging business. You can start very small, with as little amount as N50,000 even from your kitchen and grow to become big if you do it well and are consistent.

Investing

FGN Savings Bond: Another Alternative Way to Save

Buchi / July 5, 2018

If you are considering an alternative way of saving to earn higher returns than what you will normally get from your regular savings account with your bank, then the FGN Savings Bond may just be what you need.  In case, you do not know, a bond is a financial instrument with which an entity borrows money from the public.  It is more or less a promissory note or an IOU in which the entity admits that it owes the lender a certain amount and undertakes to pay the entire debt at a particular future date. The borrowing entity is known…

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