Money Talk

How to Get A Quick Loan Without Collateral in Nigeria

Thanks to developments in financial technology, it is now possible for individuals and small businesses to obtain a quick loan without collateral through the online lending portals and loan apps that are coming up. You no longer need to deal with the frustrations that come with continued rejection of your loan applications by your bank due to lack of collateral or your inability to meet other stringent requirements the banks usually put on the way of borrowers. In this post, we highlight some of the popular loan apps in Nigeria or online portals where you can get a quick loan…

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Money Talk

Africa’s Black Tax: A Sustainer of the Poverty Cycle

Recently, Twitter was agog with a short but relatable tweet of a young lady (@Ojima4)  – a tweet with content synonymous to what is known as the black tax in the southern parts of Africa. The black tax is a tradition so common that it earned a prominent spot in Trevor Noah’s “Born a Crime”, really beautiful book by the way. To properly explain the black tax, we can lend the words of Gerald Mwandimbira of the Savings Institute, South Africa. In an interview with Vukuzenzele, a publication of the South African government, he said, “Black tax sees a person’s…

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Money Talk

Easy Ways to Make Money With Your Smartphone

You can absolutely make money with your smartphone. If you have a smart phone and some data subscription, you can earn good passive income by taking advantage of the many money making apps available at Android and iOS stores.  All you need do is download the mobile app of your interest and complete simple tasks as may be required.  These tasks may be to participate in a survey, watch short videos, play games or do such other simple things for which you may not spend more than 10 minutes doing. So rather than use all your data to socialize why…

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Money Talk

How to Set Up Emergency Fund

Setting up and maintaining an emergency fund is an important money habit any one who desires financial freedom must cultivate One can define an emergency fund as the big brother you run to when there is a serious financial issue beyond immediate control. It is a stash of funds that must be built over time, and not one that is tampered with within short intervals. Life plays a very funny game of hitting us with unpleasant surprises sometimes, with an emergency fund though you can beat life at its own game. These funds come in handy when faced with job…

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Money Talk

7 Ways to Make Money With Your Social Media Accounts

Social media networks come in many forms such as blogs, forums,  photo-sharing platforms, social gaming sites, microblogs, chat apps, and social network platforms like facebook, twitter, instagrams, youtube, etc. These have become an integral part of our daily lives so much that an average person is said to engage in one type of social media activity or the other for at least 2 hours every day. Facebook, the most popular social networking platform has about 2.3 billion active users as at second quarter of 2018 while it is estimated that by 2021 all social media networks combined will record about…

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Money Talk

Google Adsense: Take These Steps to Get Your Application Approved The First Time

If you have set up a blog, you are most likely looking forward to monetizing your content so as to,  at least, earn some income to maintain your website.    Whatever the goal may be, Google Adsense has become most bloggers’ first choice when it comes to making money online. This blog is monetized with Google Adsense and in this post, I am going to highlight the important things that you need to do if you desire to get your application approved on the first attempt. First, What is Google Adsense? Google Adsense is an advertising network offered by Google which…

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Money Talk

Money Habits That Can Make You Rich

Most, if not all the actions we take on a daily basis may appear to be products of well-thought out decision making processes; but they are not.  They are habits.  And when it comes to our finances, these money habits make the difference in whether one is poor or rich because the way a man works, earns, spends or saves money impact his financial health. If you want to build enduring wealth, then take steps to cultivate these effective money habits: #1        Pay yourself first By all means, at all cost pay yourself first every time you earn an income.…

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Paylater Announces Its High-Yield Investment Feature, Payvest

Paylater’s new product feature, PayVest, is designed to cater to users that want to get higher returns than a regular savings account or other common investment options can provide. The product is carefully built to encompass the features of a modern, digital savings account as well as provide customers with returns that allow for real growth in spending power.

Money Talk

Online Writing Jobs: Smart Way to Making Money Online

ONLINE WRITING JOBS CAN BE A PROFITABLE BUSINESS One of the ways you can make money online is through online writing jobs. There are people who have become so successful at it to have established thriving businesses around freelance writing as online writing jobs are known to most people.  The opportunities in this business are many; some of them are  writing guest posts for authority blogs, ghostwriting for books and Ebooks, writing press releases for companies, copy writing and sales letters, assisting companies to update their websites, product reviews, business and technical writing projects and even essay writing for college…

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Money Talk

8 Ways to Manage Your Money to Avoid Personal Money Troubles

The importance of money in our daily lives cannot be overemphasized. It is pervasive, yet very few people understand how to deal with the challenges arising from the use of it. If you want to live a good life you must learn how to manage your money better. Your money is an important aspect of your life. The amount of money you have can determine what you do, where you go and how you live on a daily basis. Learning how to manage your money is therefore an important step towards taking control of your life. Unfortunately, the school system…

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