Money Talk Archives

Top 11 Online Banks in Nigeria: Fee-free, Flexible Banking Options

Reading Time: 8 minutes Online Banks In Nigeria Online banking refers to the process of conducting financial transactions and managing bank accounts over the Internet through a bank’s website or mobile application. It allows users to perform various banking activities such as checking account balances, transferring funds, paying bills, applying for loans, and managing …

Effective Investing:10 Habits of Effective Investors

Reading Time: 3 minutes Effective Investing is an art that combines discipline, knowledge, and strategic planning. Much like Stephen Covey’s “The 7 Habits of Highly Effective People,” which outlines essential practices for personal and professional success, successful investing hinges on a set of core habits. In this blog post, we explore ten habits of …

Online Banking: What You Should Know

Reading Time: 5 minutes What is Online Banking? It is the use of the internet to deliver banking services to customers. Online banking is also known as internet banking, e-banking, electronic banking, virtual banking, or digital banking. Common channels through which banks offer online banking include web portals, websites, and mobile apps. Beyond traditional …

Debit Card Fraud: 8 Effective Ways to Prevent Malicious Activities

Reading Time: 4 minutes Card fraud is a prevalent concern in today’s digital age, with cybercriminals constantly devising new ways to exploit vulnerabilities and steal sensitive information. Debit card fraud occurs in same frequency as credit card fraud. As technology evolves, so do the methods employed by fraudsters, making it crucial for consumers to …

10 Legitimate Ways to Earn Daily Income in Nigeria

Reading Time: 7 minutes hip In this article, we explore the different legitimate ways to earn daily income for people who desire to augment their monthly salaries from 9-5 jobs. Call it side income ideas that pay you on a daily basis, you will not be wrong. You see, the idea of earning monthly …

Chipper Cash: 7 Sure Ways This App Helps Your Finances

Reading Time: 4 minutes Fintech (Financial Technology) has continued to revolutionize the payment landscape and will continue to do so for a very long time to time. One fintech company that is making financial activities easy for both individuals and and businesses in Africa is Chipper Cash. With this app, sending, receiving, investing and …

5 Money Management Strategies for Newlywed Couples

Reading Time: 3 minutes Money Management Strategies Every Newly Wedded Couple Must Know If you’ve just gotten married, chances are that money is a hot topic of conversation in your household. Whether deciding how to organize your finances or finding the right budgeting system for both of you, managing your finances can easily become …

7 Reasons Financial Planning Is Absolutely Important to Small Business Owners

Reading Time: 4 minutes Financial planning plays a crucial role in the success and sustainability of any small business. It involves setting financial goals, creating a budget, managing cash flow, and making informed decisions about investments and expenses. Let’s take the example of a party rental business. Party rentals are gaining popularity, as they …

20 Top Mutual Funds In the US You Can Buy Today

Reading Time: 5 minutes A mutual fund is a pool of money which a licensed fund manager gathers from different investors to manage and invest in a wide range of assets, such as stocks, bonds, treasury bills and other securities for the benefits of the investors. For people, particularly retail investors, looking for assured …

Investing In Crypto: How To Protect Your Assets From Cyber Attack

Reading Time: 4 minutes Investing In Crypto: How to Protect Your Assets From Cyber Attack Since the inception of Bitcoin, there has been a lot of buzz about cryptocurrency. Due to their immense popularity, the top two cryptocurrencies people are most investing in are Bitcoin and Ethereum. However, investing in digital currencies is not …